$599,000
↓ $50,990 from $649,990
Est. payment $2,652/moCalculate yours
1214 Lake Lorraine Road, Highlands East, ON K0L 2Y0
Monmouth, Highlands East, ON K0L 2Y0
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13468040
About this home
Welcome to this very inviting 3-season Viceroy-style, cedar-sided cottage on the spring-fed Lorraine Lake (AKA Tory Lake). All day sun on this SE facing lot located on a dead-end road. Level entry from the cottage to the waterfront - no steps. The cottage features 3 bedrooms and 1008 sq ft of living space and a 4- piece bath. Beside the main cottage is a separate building with the lake water system and storage. New shingles in 2023. This lot features 102 ft of level shoreline and 0.53 acres situated just 100 meters from the year-round, township road and has room for a future garage. Original thermo-pane windows throughout. Great swimming with a shallow entry that drops off into 10 feet of clear water just past the end of the dock. Easy access to Crown Land multi-use trail systems for snowmobiles, ATVs and dirt bikes. Just over 2 hours from the GTA. 15 minutes from the quaint village of Wilberforce and all of its amenities. Bobcaygeon/Fenelon Falls/Minden/Haliburton and Sir Sam’s Ski Hill are all within an hour drive. Good cell service and several internet options. Full pre-list inspections of the building and septic available for viewing. A great way to get into the cottage market and enjoy the peace and quiet of a spring-fed lake that is around 50 feet deep and home to tranquil fishing experiences targeting Smallmouth Bass and stocked Rainbow Trout. This lake does not have a public boat launch, making it ideal for peaceful shore, dock, or small craft angling. 100 AMP fuse panel with BBE heaters in all rooms. Built in 1981 on a poured concrete perimeter wall with an accessible crawl space that makes it easier to upgrade to 4-season use. Enjoy the sun or shade all day and the pleasures of a fire pit by night on Tory Lake. If traditional bank solutions have not met your needs let me introduce you to a skilled Level 2 Mortgage Agent who has access to a broad range of competitive financing options.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Fibreglass Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 99.78 x 230 Feet
- Parking
- None garage · 4 total
- Zoning
- RU
Financial
- Property Taxes
- $2,377 (2025)
Location
- Neighbourhood
- Monmouth
- Cross Street
- CR 503
- Direction Faces
- South
Listing
- MLS® Number
- X13468040
- Days on Market
- 121
- Listed On
- 2026-06-19
- Possession
- 30
- Listed By
- Royal LePage Lakes of Haliburton
Rooms
Features
Interior
- Storage
- Water Heater Owned
Property
- Hospital
- Skiing
- Sloping
- Terraced
- Waterfront
Pool
- None
- Included
- All major appliances, most furnishings, dock.
- Excluded
- Boat, motor & trailer. Some kitchenware, Keurig machine, personal items, some tools. Contents in the crawl space
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $198
- Condo fees
- $0
- Estimated monthly cost
- $2,850
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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