Gurvinder Nokwal REALTOR®
For Sale Detached 121 days on market

$599,000 ↓ $50,990 from $649,990

Est. payment $2,652/moCalculate yours

1214 Lake Lorraine Road, Highlands East, ON K0L 2Y0

Monmouth, Highlands East, ON K0L 2Y0

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of Royal LePage Lakes of Haliburton MLS® X13468040

About this home

Welcome to this very inviting 3-season Viceroy-style, cedar-sided cottage on the spring-fed Lorraine Lake (AKA Tory Lake). All day sun on this SE facing lot located on a dead-end road. Level entry from the cottage to the waterfront - no steps. The cottage features 3 bedrooms and 1008 sq ft of living space and a 4- piece bath. Beside the main cottage is a separate building with the lake water system and storage. New shingles in 2023. This lot features 102 ft of level shoreline and 0.53 acres situated just 100 meters from the year-round, township road and has room for a future garage. Original thermo-pane windows throughout. Great swimming with a shallow entry that drops off into 10 feet of clear water just past the end of the dock. Easy access to Crown Land multi-use trail systems for snowmobiles, ATVs and dirt bikes. Just over 2 hours from the GTA. 15 minutes from the quaint village of Wilberforce and all of its amenities. Bobcaygeon/Fenelon Falls/Minden/Haliburton and Sir Sam’s Ski Hill are all within an hour drive. Good cell service and several internet options. Full pre-list inspections of the building and septic available for viewing. A great way to get into the cottage market and enjoy the peace and quiet of a spring-fed lake that is around 50 feet deep and home to tranquil fishing experiences targeting Smallmouth Bass and stocked Rainbow Trout. This lake does not have a public boat launch, making it ideal for peaceful shore, dock, or small craft angling. 100 AMP fuse panel with BBE heaters in all rooms. Built in 1981 on a poured concrete perimeter wall with an accessible crawl space that makes it easier to upgrade to 4-season use. Enjoy the sun or shade all day and the pleasures of a fire pit by night on Tory Lake. If traditional bank solutions have not met your needs let me introduce you to a skilled Level 2 Mortgage Agent who has access to a broad range of competitive financing options.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Sold Conditional
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space, Unfinished

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Wood
Foundation
Poured Concrete
Roof
Fibreglass Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
99.78 x 230 Feet
Parking
None garage · 4 total
Zoning
RU

Financial

Property Taxes
$2,377 (2025)

Location

Neighbourhood
Monmouth
Cross Street
CR 503
Direction Faces
South

Listing

MLS® Number
X13468040
Days on Market
121
Listed On
2026-06-19
Possession
30
Listed By
Royal LePage Lakes of Haliburton

Rooms

Room Level Dimensions
Living Room Main 21′ 0″ × 13′ 0″
Kitchen Main 9′ 6″ × 10′ 4″
Bedroom 2 Main 8′ 9″ × 9′ 9″
Dining Room Main 11′ 6″ × 11′ 2″
Bedroom 3 Main 9′ 11″ × 9′ 10″
Bedroom Main 9′ 9″ × 9′ 10″

Features

Interior

  • Storage
  • Water Heater Owned

Property

  • Hospital
  • Skiing
  • Sloping
  • Terraced
  • Waterfront

Pool

  • None
Included
All major appliances, most furnishings, dock.
Excluded
Boat, motor & trailer. Some kitchenware, Keurig machine, personal items, some tools. Contents in the crawl space
Rental items
none

Mortgage calculator

Minimum for this price: $34,900 (5.83%)

Amortization, years

Estimated mortgage payment

$2,652 per month

Principal and interest
$2,652
Property tax
$198
Estimated monthly cost
$2,850

Your mortgage

Mortgage amount
$479,200
Mortgage insurance
Not needed
Interest over 25 years
$316,473

Cash to close

Down payment
$119,800
Land transfer tax
$8,455
Total, before legal fees
$128,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1214 Lake Lorraine Road, Highlands East, ON K0L 2Y0 Monmouth, Highlands East, ON K0L 2Y0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,000 1214 Lake Lorraine Road, Highlands East, ON K0L 2Y0
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