Gurvinder Nokwal REALTOR®
For Sale Detached 188 days on market

$999,999 ↓ $450,001 from $1,450,000

Est. payment $4,428/moCalculate yours

122 Cottage Lane, Georgian Bluffs, ON N4K 5N4

Georgian Bluffs, Georgian Bluffs, ON N4K 5N4

  • 6 Beds
  • 4 Baths
  • 2 Garage
  • 3,000 Sq Ft

Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X12993580

About this home

YOU AREN’T GOING TO WANT TO MISS THIS ONE! Situated on a quiet street in a highly sought-after neighbourhood just outside the city limits, this distinguished 4 + 2 bedroom, 4-bathroom residence offers exceptional 180-degree views of Georgian Bay and a refined blend of comfort, functionality, and lifestyle appeal. The well-appointed layout is designed to accommodate both family living and entertaining, featuring generous principal rooms, a double car garage, and a spacious lower level with excellent potential for an in-law suite. The outdoor space is equally impressive, showcasing a beautifully updated inground pool and a substantial 20 X 27 detached shop, ideal for additional storage, hobbies, or workspace. Recent mechanical upgrades, including a new furnace and air conditioning system installed in 2025, provide added confidence and efficiency. This is a rare opportunity to acquire a turnkey property in a prime location offering both seasonal privacy and panoramic waterfront views.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Size
3,000 sqft

Interior

Bedrooms
6
Bathrooms
4
Kitchens
1
Basement
Partially Finished, Walk-Up

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
120 x 120 Feet
Parking
Attached garage · 6 total
Zoning
SR

Financial

Property Taxes
$11,108 (2025)

Location

Neighbourhood
Georgian Bluffs
Cross Street
Balmy Beach Road/Cottage Lane
Direction Faces
West

Listing

MLS® Number
X12993580
Days on Market
188
Listed On
2026-04-13
Possession
flexible
Listed By
RE/MAX Grey Bruce Realty Inc.

Rooms

Room Level Dimensions
Bathroom Second 9′ 3″ × 7′ 10″
Utility Room Lower 13′ 5″ × 22′ 10″
Kitchen Main 15′ 7″ × 20′ 8″
Bedroom Second 10′ 1″ × 12′ 0″
Bedroom 3 Second 14′ 0″ × 15′ 3″
Bedroom Lower 12′ 0″ × 12′ 1″
Bathroom Second 6′ 0″ × 10′ 11″
Mud Room Main 9′ 6″ × 7′ 4″
Bedroom 2 Second 13′ 4″ × 15′ 5″
Bathroom Lower 6′ 4″ × 7′ 0″
Bedroom Lower 12′ 0″ × 12′ 1″
Primary Bedroom Second 19′ 4″ × 18′ 7″
Laundry Main 8′ 2″ × 8′ 0″
Living Room Main 22′ 5″ × 26′ 2″
Foyer Main 11′ 1″ × 7′ 7″
Den Main 8′ 10″ × 12′ 8″
Dining Room Main 13′ 5″ × 12′ 4″
Family Room Main 14′ 4″ × 12′ 4″
Recreation Lower 34′ 10″ × 21′ 11″
Bathroom Main 4′ 8″ × 5′ 5″

Features

Interior

  • Auto Garage Door Remote
  • Central Vacuum
  • In-Law Capability
  • Water Heater Owned
  • Water Purifier

Property

  • Lake Access
  • Waterfront

Pool

  • Indoor
Included
Fridge, Stove, Washer, Dryer, Dishwasher, Microwave, Pool Equipment/Covers, Garage Door Opener
Excluded
None
Rental items
None

Mortgage calculator

Minimum for this price: $75,000 (7.5%)

Amortization, years

Estimated mortgage payment

$4,428 per month

Principal and interest
$4,428
Property tax
$926
Estimated monthly cost
$5,353

Your mortgage

Mortgage amount
$799,999
Mortgage insurance
Not needed
Interest over 25 years
$528,334

Cash to close

Down payment
$200,000
Land transfer tax
$16,475
Total, before legal fees
$216,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

122 Cottage Lane, Georgian Bluffs, ON N4K 5N4 Georgian Bluffs, Georgian Bluffs, ON N4K 5N4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$999,999 122 Cottage Lane, Georgian Bluffs, ON N4K 5N4
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