$999,999
Est. payment $4,428/moCalculate yours
124 Church Street, Kitchener, ON N2G 2S4
Kitchener, ON N2G 2S4
- 8 Beds
- 5 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX EXPERTS MLS® X13798060
About this home
Welcome to this fully renovated Duplex in vibrant downtown Kitchener - a rare cash-flow positive property offering immediate returns and long-term growth. This 212-storey home features 8 spacious bedrooms and 5 modern bathrooms, divided into two self-contained units, each with its own private entrance for maximum privacy and flexibility. Both units include its own full kitchen and in-suite laundry, making them highly desirable for tenants or multi-generational living. With $5,000 in monthly rental income, this property is cash flow positive, making it a smart addition to any investment portfolio. Utilities are efficient and convenient with separately metered hydro, plus 2 owned furnaces and 2 owned air conditioners. Enjoy outdoor living with a private balcony and a fully fenced backyard, perfect for relaxing orentertaining. Located just steps to public transit and within close proximity to major universities and amenities, quick access to major highways, hospital, parks, etc. this property offers unbeatable convenience in a high-demand rental area. Whether you’re an investor seeking strong returns or a family looking to live in one unit while renting the other to supplement your mortgage, this turnkey duplex checks all the boxes. Don’t miss this rare downtown opportunity! City has approved 2 driveway spaces at the front of the property, the curb is cut and blvd will be completed before closing.
Property details
Overview
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 8
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Other
- Roof
- Other
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.35 x 83.53 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,431 (2026)
Location
- Cross Street
- Church St & Cedar St
- Direction Faces
- South
Listing
- MLS® Number
- X13798060
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- Immediate
- Listed By
- RE/MAX EXPERTS
Rooms
Features
Interior
- Other
Property
- Fenced Yard
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
- School
Pool
- None
- Included
- 2 s/s stoves, 2 s/s dishwashers, 2 s/s fridges, 2 s/s micro ranges, 2 washers, 2 dryers, 2 furnaces (owned) 2 air conditioners (owned),all elfs, all window coverings
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$4,428 per month
- Principal and interest
- $4,428
- Property tax
- $203
- Condo fees
- $0
- Estimated monthly cost
- $4,630
Your mortgage
- Mortgage amount
- $799,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $528,334
Cash to close
- Down payment
- $200,000
- Land transfer tax
- $16,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $216,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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