Gurvinder Nokwal REALTOR®
For Sale Duplex 31 days on market

$999,999

Est. payment $4,428/moCalculate yours

124 Church Street, Kitchener, ON N2G 2S4

Kitchener, ON N2G 2S4

  • 8 Beds
  • 5 Baths
  • 2,000 Sq Ft
Map

Listing courtesy of RE/MAX EXPERTS MLS® X13798060

About this home

Welcome to this fully renovated Duplex in vibrant downtown Kitchener - a rare cash-flow positive property offering immediate returns and long-term growth. This 212-storey home features 8 spacious bedrooms and 5 modern bathrooms, divided into two self-contained units, each with its own private entrance for maximum privacy and flexibility. Both units include its own full kitchen and in-suite laundry, making them highly desirable for tenants or multi-generational living. With $5,000 in monthly rental income, this property is cash flow positive, making it a smart addition to any investment portfolio. Utilities are efficient and convenient with separately metered hydro, plus 2 owned furnaces and 2 owned air conditioners. Enjoy outdoor living with a private balcony and a fully fenced backyard, perfect for relaxing orentertaining. Located just steps to public transit and within close proximity to major universities and amenities, quick access to major highways, hospital, parks, etc. this property offers unbeatable convenience in a high-demand rental area. Whether you’re an investor seeking strong returns or a family looking to live in one unit while renting the other to supplement your mortgage, this turnkey duplex checks all the boxes. Don’t miss this rare downtown opportunity! City has approved 2 driveway spaces at the front of the property, the curb is cut and blvd will be completed before closing.

Property details

Overview

Property Type
Duplex
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
51-99
Size
2,000 sqft

Interior

Bedrooms
8
Bathrooms
5
Kitchens
2
Basement
Apartment, Separate Entrance

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Other
Roof
Other
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
30.35 x 83.53 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$2,431 (2026)

Location

Cross Street
Church St & Cedar St
Direction Faces
South

Listing

MLS® Number
X13798060
Days on Market
31
Listed On
2026-09-17
Possession
Immediate
Listed By
RE/MAX EXPERTS

Rooms

Room Level
Bedroom Basement
Kitchen Main
Bedroom Main
Bedroom Third
Bathroom Main
Bedroom Second
Bedroom Second
Kitchen Second
Bathroom Second
Bedroom Main
Bathroom Third
Bathroom Second

Features

Interior

  • Other

Property

  • Fenced Yard
  • Hospital
  • Park
  • Public Transit
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
2 s/s stoves, 2 s/s dishwashers, 2 s/s fridges, 2 s/s micro ranges, 2 washers, 2 dryers, 2 furnaces (owned) 2 air conditioners (owned),all elfs, all window coverings
Rental items
Hot water heater

Mortgage calculator

Minimum for this price: $75,000 (7.5%)

Amortization, years

Estimated mortgage payment

$4,428 per month

Principal and interest
$4,428
Property tax
$203
Estimated monthly cost
$4,630

Your mortgage

Mortgage amount
$799,999
Mortgage insurance
Not needed
Interest over 25 years
$528,334

Cash to close

Down payment
$200,000
Land transfer tax
$16,475
Total, before legal fees
$216,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

124 Church Street, Kitchener, ON N2G 2S4 Kitchener, ON N2G 2S4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$999,999 124 Church Street, Kitchener, ON N2G 2S4
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