Gurvinder Nokwal REALTOR®
For Sale Detached 32 days on market

$374,900

Est. payment $1,660/moCalculate yours

125 Curtis Street, St. Thomas, ON N5P 1J4

St. Thomas, St. Thomas, ON N5P 1J4

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of LPT REALTY MLS® X13790664

About this home

Welcome to 125 Curtis Street! This well-maintained 3-bedroom, 1.5-bath home is centrally located within walking distance of downtown St. Thomas and offers plenty of updates throughout. The main floor features an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024). Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom. The spray-foamed attic/loft (2020) was refinished in 2023, offering flexible additional space and storage potential. Other updates include new windows (2020) with transferable lifetime warranty, main-floor flooring (2021, excluding rear mudroom and powder room), toilets in both bathrooms (2020/2023), and knob-and-tube wiring removed in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, plus an owned hot water heater (2020). Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020). Private parking accommodates 2 vehicles in the driveway plus 1 in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner. Close to downtown, shopping, dining, parks and everyday amenities, this home offers a great combination of character, updates and convenience. Some photos are virtually staged and are noted as such.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
34 x 120 Feet
Parking
Detached garage · 3 total
Zoning
C8-1

Financial

Property Taxes
$2,015 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
Mondamin St
Direction Faces
North

Listing

MLS® Number
X13790664
Days on Market
32
Listed On
2026-09-16
Possession
Flexible
Listed By
LPT REALTY

Rooms

Room Level Dimensions
Primary Bedroom Second 12′ 8″ × 10′ 11″
Utility Room Basement 20′ 7″ × 16′ 9″
Living Room Main 13′ 3″ × 11′ 11″
Mud Room Main 11′ 6″ × 7′ 7″
Bedroom 3 Second 11′ 4″ × 8′ 5″
Bedroom 2 Second 12′ 2″ × 7′ 6″
Loft Third 11′ 6″ × 7′ 7″
- Basement 20′ 9″ × 7′ 6″
Dining Room Main 11′ 4″ × 10′ 2″
Kitchen Main 13′ 3″ × 10′ 3″
Foyer Main 8′ 6″ × 8′ 0″
Sunroom Main 18′ 6″ × 6′ 5″

Features

Interior

  • Water Heater Owned

Property

  • Library
  • Fenced Yard
  • Place Of Worship
  • Rec./Commun.Centre
  • Park
  • Other

Pool

  • None
Included
Existing refrigerator, stove, microwave, chest freezer, dryer, washer, hot water heater, tv wall mounts, light fixtures, window coverings
Rental items
None

Mortgage calculator

Minimum for this price: $18,745 (5%)

Amortization, years

Estimated mortgage payment

$1,660 per month

Principal and interest
$1,660
Property tax
$168
Estimated monthly cost
$1,828

Your mortgage

Mortgage amount
$299,920
Mortgage insurance
Not needed
Interest over 25 years
$198,073

Cash to close

Down payment
$74,980
Land transfer tax
$4,099
Total, before legal fees
$79,079
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

125 Curtis Street, St. Thomas, ON N5P 1J4 St. Thomas, St. Thomas, ON N5P 1J4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$374,900 125 Curtis Street, St. Thomas, ON N5P 1J4
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