$374,900
Est. payment $1,660/moCalculate yours
125 Curtis Street, St. Thomas, ON N5P 1J4
St. Thomas, St. Thomas, ON N5P 1J4
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of LPT REALTY MLS® X13790664
About this home
Welcome to 125 Curtis Street! This well-maintained 3-bedroom, 1.5-bath home is centrally located within walking distance of downtown St. Thomas and offers plenty of updates throughout. The main floor features an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024). Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom. The spray-foamed attic/loft (2020) was refinished in 2023, offering flexible additional space and storage potential. Other updates include new windows (2020) with transferable lifetime warranty, main-floor flooring (2021, excluding rear mudroom and powder room), toilets in both bathrooms (2020/2023), and knob-and-tube wiring removed in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, plus an owned hot water heater (2020). Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020). Private parking accommodates 2 vehicles in the driveway plus 1 in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner. Close to downtown, shopping, dining, parks and everyday amenities, this home offers a great combination of character, updates and convenience. Some photos are virtually staged and are noted as such.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 34 x 120 Feet
- Parking
- Detached garage · 3 total
- Zoning
- C8-1
Financial
- Property Taxes
- $2,015 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Mondamin St
- Direction Faces
- North
Listing
- MLS® Number
- X13790664
- Days on Market
- 32
- Listed On
- 2026-09-16
- Possession
- Flexible
- Listed By
- LPT REALTY
Rooms
Features
Interior
- Water Heater Owned
Property
- Library
- Fenced Yard
- Place Of Worship
- Rec./Commun.Centre
- Park
- Other
Pool
- None
- Included
- Existing refrigerator, stove, microwave, chest freezer, dryer, washer, hot water heater, tv wall mounts, light fixtures, window coverings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $168
- Condo fees
- $0
- Estimated monthly cost
- $1,828
Your mortgage
- Mortgage amount
- $299,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,073
Cash to close
- Down payment
- $74,980
- Land transfer tax
- $4,099
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,079
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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