Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 87 days on market

$529,900

Est. payment $2,346/moCalculate yours

125 Elm Street 11, St. Thomas, ON N5R 1H9

St. Thomas, St. Thomas, ON N5R 1H9

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,400 Sq Ft

Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13596846

About this home

Welcome to Pinafore Terrace - 11-125 Elm Street, St. Thomas. Enjoy carefree condo living in this beautifully bright 3rd-floor lakeview unit located in St. Thomas’s desirable south end. This well-maintained building offers a secured entrance, underground parking, elevator access, visitor parking, a gym, and a community/party room for larger gatherings. The unit includes one storage locker on the 3rd floor plus an additional storage area downstairs. Step inside this spacious 2-bedroom plus den condo and immediately appreciate the open, airy layout. The foyer features a convenient closet and leads to an updated galley kitchen, flowing seamlessly into the generous dining area and expansive living room. Large sliding doors open to your oversized balcony, where you’ll enjoy panoramic views of Pinafore Lake-a view that carries through almost every room. Just off the living area is a versatile den, ideal for a home office, reading nook, or sitting room to take in the scenery.Down the hall you’ll find in-suite laundry, a 3-piece guest bathroom, and a spacious second bedroom with a large closet and lake views. The primary suite is thoughtfully designed with a walk-in closet, 4-piece ensuite, and ample space to make it your own-all while waking up to serene water views. Perfect for retirees seeking low-maintenance living or anyone looking to embrace the condo lifestyle in a peaceful setting.

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
New
Approximate Age
31-50
Size
1,400 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air
Exterior
Brick

Lot & Parking

Parking
Underground garage · 1 total
Zoning
R5-12

Financial

Property Taxes
$3,011 (2025)
Condo Fee
$350/mo
Fee Includes
Building Insurance Included
Pets
Yes-with Restrictions

Location

Neighbourhood
St. Thomas
Cross Street
ELMINA STREET

Listing

MLS® Number
X13596846
Days on Market
87
Listed On
2026-07-23
Possession
FLEXIBLE
Listed By
RE/MAX CENTRE CITY REALTY INC.

Rooms

Room Level Dimensions
Bathroom Main 4′ 9″ × 9′ 11″
Bedroom 2 Main 13′ 2″ × 11′ 10″
Living Room Main 28′ 8″ × 15′ 7″
Den Main 9′ 3″ × 10′ 11″
Foyer Main 9′ 2″ × 5′ 6″
Bathroom Main 5′ 5″ × 11′ 2″
Primary Bedroom Main 23′ 11″ × 11′ 2″
Kitchen Main 9′ 4″ × 8′ 11″
Dining Room Main 10′ 7″ × 9′ 3″

Features

Interior

  • Separate Heating Controls

Property

  • Greenbelt/Conservation
  • Hospital
  • Lake/Pond
  • Library
  • Park
  • Waterfront

Amenities

  • Elevator
  • Gym
  • Party Room/Meeting Room
  • Visitor Parking
Included
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER.
Rental items
HWT

Mortgage calculator

Minimum for this price: $27,990 (5.28%)

Amortization, years

Estimated mortgage payment

$2,346 per month

Principal and interest
$2,346
Property tax
$251
Condo fees
$350
Estimated monthly cost
$2,947

Your mortgage

Mortgage amount
$423,920
Mortgage insurance
Not needed
Interest over 25 years
$279,965

Cash to close

Down payment
$105,980
Land transfer tax
$7,073
Total, before legal fees
$113,053
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

125 Elm Street 11, St. Thomas, ON N5R 1H9 St. Thomas, St. Thomas, ON N5R 1H9
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$529,900 125 Elm Street 11, St. Thomas, ON N5R 1H9
Request a showing