$529,900
Est. payment $2,346/moCalculate yours
125 Elm Street 11, St. Thomas, ON N5R 1H9
St. Thomas, St. Thomas, ON N5R 1H9
- 2 Beds
- 2 Baths
- 1 Garage
- 1,400 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13596846
About this home
Welcome to Pinafore Terrace - 11-125 Elm Street, St. Thomas. Enjoy carefree condo living in this beautifully bright 3rd-floor lakeview unit located in St. Thomas’s desirable south end. This well-maintained building offers a secured entrance, underground parking, elevator access, visitor parking, a gym, and a community/party room for larger gatherings. The unit includes one storage locker on the 3rd floor plus an additional storage area downstairs. Step inside this spacious 2-bedroom plus den condo and immediately appreciate the open, airy layout. The foyer features a convenient closet and leads to an updated galley kitchen, flowing seamlessly into the generous dining area and expansive living room. Large sliding doors open to your oversized balcony, where you’ll enjoy panoramic views of Pinafore Lake-a view that carries through almost every room. Just off the living area is a versatile den, ideal for a home office, reading nook, or sitting room to take in the scenery.Down the hall you’ll find in-suite laundry, a 3-piece guest bathroom, and a spacious second bedroom with a large closet and lake views. The primary suite is thoughtfully designed with a walk-in closet, 4-piece ensuite, and ample space to make it your own-all while waking up to serene water views. Perfect for retirees seeking low-maintenance living or anyone looking to embrace the condo lifestyle in a peaceful setting.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 1 total
- Zoning
- R5-12
Financial
- Property Taxes
- $3,011 (2025)
- Condo Fee
- $350/mo
- Fee Includes
- Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- St. Thomas
- Cross Street
- ELMINA STREET
Listing
- MLS® Number
- X13596846
- Days on Market
- 87
- Listed On
- 2026-07-23
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Separate Heating Controls
Property
- Greenbelt/Conservation
- Hospital
- Lake/Pond
- Library
- Park
- Waterfront
Amenities
- Elevator
- Gym
- Party Room/Meeting Room
- Visitor Parking
- Included
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER.
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$2,346 per month
- Principal and interest
- $2,346
- Property tax
- $251
- Condo fees
- $350
- Estimated monthly cost
- $2,947
Your mortgage
- Mortgage amount
- $423,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,965
Cash to close
- Down payment
- $105,980
- Land transfer tax
- $7,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $113,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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