$439,900
Est. payment $1,948/moCalculate yours
125 Portland Street, South Huron, ON N0M 1K0
Stephen, South Huron, ON N0M 1K0
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of eXp Realty MLS® X13886034
About this home
Fully renovated circa 1890 brick bungalow on a 66 x 132 ft corner lot in Centralia, a short drive to Exeter and Grand Bend. The home was taken back to the studs and redesigned with an open-concept layout: a bright living room with a WETT-certified wood stove and doors to the deck, a kitchen with a large island, Meganite countertops, walk-in pantry and coffee bar with beverage fridge, a primary bedroom with a wall of wardrobes, a second bedroom, a 3-piece bath with a tiled walk-in shower and in-floor heat, a front foyer with a stained-glass door, and a large mudroom with main-floor laundry. Oversized doorways and the walk-in shower suit aging in place. Updates include spray foam insulation, all new wiring, electrical panel and plumbing (2022), central air and Lifebreath air exchanger (2022), owned water heater (2022), new windows and exterior door (2023), wood stove (2023), chain-link fence (2023), new shed (2025), mudroom finished (2025 to 2026) and a new sump pump (2026). Metal roof, carport, private double driveway and a second outbuilding for storage. Municipal water and sewer, natural gas.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- Carport garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $2,212 (2025)
Location
- Neighbourhood
- Stephen
- Cross Street
- Prince Alfred St
- Direction Faces
- South
Listing
- MLS® Number
- X13886034
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Flexible
- Listed By
- eXp Realty
Rooms
Features
Interior
- Water Heater Owned
- Sump Pump
- Air Exchanger
Pool
- None
- Included
- Fridge, Gas Stove, Range Hood, Dishwasher, Beverage Fridge, Washer, Dryer, Window Coverings, Hot Tub
- Excluded
- Staging furniture and decor
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,948 per month
- Principal and interest
- $1,948
- Property tax
- $184
- Condo fees
- $0
- Estimated monthly cost
- $2,132
Your mortgage
- Mortgage amount
- $351,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $232,415
Cash to close
- Down payment
- $87,980
- Land transfer tax
- $5,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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