$475,000
Est. payment $2,103/moCalculate yours
1257 Paint Lake Road, Lake of Bays, ON P0A 1E0
Ridout, Lake of Bays, ON P0A 1E0
- 2 Beds
- 1 Baths
- 1 Garage
Listing courtesy of RE/MAX ESCARPMENT REALTY INC. MLS® X13776622
About this home
Muskoka cottage with private dock and Lake of Bays access. Exceptional value in a sought-afterlocation. Welcome to 1257 Paint Lake Road . An increasingly rare opportunity to own an affordable cottage with real waterfront use on one of Muskoka’s most desirable lake systems. This 2-bedroom, 1-bath cottage is ready to enjoy immediately, offering a warm, inviting interior with a WETT-certified wood-burning fireplace and a bright sunroom for added living and sleeping space. Set back from the road with a forested backdrop, it delivers privacy and a relaxed cottage feel. Your 58 feet of deeded shoreline just across the road features a clean, sandy-bottom entry and private dock, ideal for swimming, boating, and long summer days on the water. Paint Lake offers direct boating access into Lake of Bays, unlocking extended exploration, waterfront destinations, and full-day adventures. With year-round access on a municipally maintained paved road, plus a drilled well, septic system, and detached garage for storage, this property is both practical and easy to enjoy from day one. In a market where many options are water-access only, vacant land, or priced significantly higher, this property stands out as a smart entry into Muskoka ownership with immediate use and long-term upside. The lot also offers strong potential to expand or build a larger custom two-storey cottage, whether for personal use or as an investment rental, while still enjoying the existing structure today. Opportunities like this are limited. Secure your place in Muskoka paradise now and start making the most of the seasons ahead. If you’re looking for a summer retreat, a family gathering place where cherished memories are made, or a property with future upside, this is your opportunity to step into Muskoka cottage living today, with the flexibility to grow into something more.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Unknown
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 105 x 152.7 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R
Financial
- Property Taxes
- $1,414 (2025)
Location
- Neighbourhood
- Ridout
- Cross Street
- Hwy 117
- Direction Faces
- East
Listing
- MLS® Number
- X13776622
- Days on Market
- 36
- Listed On
- 2026-09-12
- Possession
- Flexible
- Listed By
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Features
Interior
- Water Heater Owned
Property
- Lake/Pond
- School Bus Route
- Waterfront
Pool
- None
- Included
- Fridge, stove, water heater owned, window coverings
- Excluded
- Blue Chair in Living room
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $118
- Condo fees
- $0
- Estimated monthly cost
- $2,221
Your mortgage
- Mortgage amount
- $380,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,959
Cash to close
- Down payment
- $95,000
- Land transfer tax
- $5,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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