$3,249,000
Est. payment $14,386/moCalculate yours
12698 Loyalist Parkway, Prince Edward County, ON K0K 2T0
Picton Ward, Prince Edward County, ON K0K 2T0
- 3 + 2 Beds
- 5 Baths
- 4 Garage
- 3,000 Sq Ft
Listing courtesy of Royal Lepage ProAlliance Realty MLS® X13858700
About this home
Welcome to an exceptional waterfront estate on Picton Bay. An executive custom post-and-beam residence where timeless craftsmanship, spectacular water views & resort-style amenities come together. Set on 1.3 acres directly across the harbour from the Prince Edward Yacht Club, this is a true boater’s paradise & an idyllic retreat for entertaining, relaxing & gathering with family & friends. Meticulously maintained & thoughtfully designed, this newer constructed home offers more than 5,000 sq. ft. across three beautifully appointed levels. The sophisticated modern design features quality finishes, contemporary details, five spacious bedrooms, four-and-a-half bathrooms, soaring vaulted ceilings & an abundance of natural light. Two impressive main-floor decks provide the perfect setting for morning coffee while taking in the ever-changing harbour views, while the lower level opens directly to a walkout patio. Step outside to your private playground: hot tub, custom waterfront seating, fire pit, basketball & pickleball area, and a substantial boat dock with convenient kayak launch. A professional fitness room & rare 2+2-car garage provide exceptional space for vehicles, recreational equipment & all the toys that come with waterfront living. Despite its peaceful waterfront setting, the home is within Picton town limits, offering town water, sewer & septic, just minutes from shops, restaurants, services & amenities. Explore the best of Prince Edward County, from Sandbanks Provincial Park’s celebrated beaches & award-winning wineries and restaurants to art galleries, golf courses, local markets & boutique shops. Just 2.5 hours from Toronto, Prince Edward County is one of Ontario’s most sought-after communities. A rare opportunity to own an extraordinary piece of Picton Bay. The homeowners also offer the option to purchase the home fully furnished, including all designer & custom furnishings and furniture.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 3,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Hardboard, Stone
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 100.12 x 545 Feet
- Parking
- Attached garage · 10 total
- Zoning
- R1
Financial
- Property Taxes
- $10,195 (2025)
Location
- Neighbourhood
- Picton Ward
- Cross Street
- Loyalist Parkway & Bridge Street
- Direction Faces
- West
Listing
- MLS® Number
- X13858700
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- TBD
- Listed By
- Royal Lepage ProAlliance Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- ERV/HRV
- On Demand Water Heater
- Propane Tank
- Storage Area Lockers
- Water Heater
Property
- Beach
- Golf
- Hospital
- School
- Waterfront
Pool
- None
- Included
- Existing Dock, Hot tub, Sub Zero Fridge, Miele Appliances including Convection Oven with Heating Drawer, Gas Range Top, Microwave. Washer, Dryer. Gas BBQ, Smoke Detector(s), Carbon Monioxide detector(s),Garage Door Opener & remote(s),Hot WaterTank, E.L.F.'S, Window Coverings
- Excluded
- NONE
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$14,386 per month
- Principal and interest
- $14,386
- Property tax
- $850
- Condo fees
- $0
- Estimated monthly cost
- $15,235
Your mortgage
- Mortgage amount
- $2,599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,716,561
Cash to close
- Down payment
- $649,800
- Land transfer tax
- $67,700
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $717,500
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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