$2,249,000
Est. payment $9,958/moCalculate yours
1275 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 2 Beds
- 4 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of COSMOPOLITAN REALTY MLS® X13587942
About this home
Set on a rare estate-sized parcel in the heart of Niagara-on-the-Lake wine country, this exceptional property offers the space and flexibility to create a truly one-of-a-kind private estate. A luxury residence is already in place, while the expansive grounds provide room to add a detached shop or collector garage, swimming pool, gardens, additional outdoor living areas, and enhanced privacy landscaping.The home has undergone extensive recent upgrades, including a completely renovated gourmet kitchen with heated floors, updated bathrooms, refreshed finishes, and thoughtfully improved living spaces. Offering approximately 3,400 sq. ft. of finished living space, the home features 3+2 bedrooms, 3.5 bathrooms, soaring ceilings, a wood-burning fireplace, a main-floor primary suite, and a finished lower level with a separate entrance.Outside, the property is fully landscaped and designed for entertaining, with an outdoor kitchen, covered dining area, patios, mature greenery, and generous open space.Properties combining substantial land, recent luxury improvements, established landscaping, and future estate potential are increasingly difficult to find. This is an opportunity to personalize an already impressive property and create a signature Niagara-on-the-Lake estate.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 3,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Fibreglass Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 200 x 511.03 Feet
- Parking
- Attached garage · 10 total
- Zoning
- A
Financial
- Property Taxes
- $4,777 (2025)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Niagara Stone & Four Mile Creek Road
- Direction Faces
- East
Listing
- MLS® Number
- X13587942
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Flexible
- Listed By
- COSMOPOLITAN REALTY
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Pool
- None
- Included
- fridge, stove, microwave, all light fixtures, all window coverings, fridge in basement, bbq
- Excluded
- 2 pine cone metal structures
Mortgage calculator
Estimated mortgage payment
$9,958 per month
- Principal and interest
- $9,958
- Property tax
- $398
- Condo fees
- $0
- Estimated monthly cost
- $10,356
Your mortgage
- Mortgage amount
- $1,799,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,188,226
Cash to close
- Down payment
- $449,800
- Land transfer tax
- $42,700
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $492,500
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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