$2,600,000
Est. payment $11,512/moCalculate yours
1275 Wharf Street, Pickering, ON L1W 1A2
Bay Ridges, Pickering, ON L1W 1A2
- 4 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX HALLMARK REALTY LTD. MLS® E13849130
About this home
An impressive 90 feet of private shoreline on Frenchman’s Bay! This amazing property offers true direct and sheltered waterfront access a rarity anywhere in the GTA. Complete with 4-bedrooms and three full baths, this custom home offers a unique layout with breathtaking views from the second-story kitchen and living room, where expansive windows open onto a spacious wraparound veranda. Nestled in the heart of Frenchman’s Bay Nautical Village, you’re steps from the beach, scenic trails, marinas, and restaurants in a vibrant, southern-inspired community. This property offers an exceptional waterfront lifestyle. Paddleboarding, sailing, and kitesurfing in the summer or skating and ice fishing just steps from home in the winter. No matter what season, the views are always exceptional. The property also features a rebuilt seawall and private dock above all previous flood levels with capacity for multiple vessels with direct access to Lake Ontario. Lovingly maintained by its original owners, this timeless home is ready for its next chapter of sunsets, waterfront beauty, and year-round recreation.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 78 x 90 Feet
- Parking
- Built-In garage · 7 total
Financial
- Property Taxes
- $9,417 (2025)
Location
- Neighbourhood
- Bay Ridges
- Cross Street
- Wharf St / Liverpool Rd
- Direction Faces
- East
Listing
- MLS® Number
- E13849130
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- 60 - 90 Days
- Listed By
- RE/MAX HALLMARK REALTY LTD.
Rooms
Features
Interior
- Auto Garage Door Remote
- Bar Fridge
- Built-In Oven
- Central Vacuum
- Countertop Range
- ERV/HRV
- Garburator
- In-Law Capability
- Separate Heating Controls
- Water Heater Owned
- Workbench
Pool
- None
- Included
- Boiler & Water Tank 2008, Re roofed 2020 (approx)Exterior Siding repainted 2021 (apporox), Built-in-speakers (living rm, kitchen, master bath rm, 1 bed rm)
- Excluded
- Kitchen table overhead light.
Mortgage calculator
Estimated mortgage payment
$11,512 per month
- Principal and interest
- $11,512
- Property tax
- $785
- Condo fees
- $0
- Estimated monthly cost
- $12,297
Your mortgage
- Mortgage amount
- $2,080,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,373,671
Cash to close
- Down payment
- $520,000
- Land transfer tax
- $51,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $571,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.