$649,000
↓ $101,000 from $750,000
Est. payment $2,874/moCalculate yours
1276 Island 980, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 3 Beds
- 1 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage In Touch Realty MLS® X12838692
About this home
Seller is open to the possibility of holding a mortgage! Less than 10 minutes by boat from local marinas to this super private property on the back of Deer Island in Honey Harbour. The cottage features 2 bedrooms on the main level and a huge loft bedroom. The great room boasts soaring vaulted ceilings and an open floor plan with living/dining and kitchen. There’s a woodstove in the living room which will heat the entire front part of the cottage as well as the loft with ease. Down by the water, there’s a very large dry boathouse / workshop which and dock with deep water for your boat. Enjoy unlimited boating on Georgian Bay this summer.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Exposed Rock
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers, Perimeter Wall
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 195 x 353 Feet
- Parking
- None garage
- Zoning
- SRI1
Financial
- Property Taxes
- $3,977 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- N/A
- Direction Faces
- North
Listing
- MLS® Number
- X12838692
- Days on Market
- 229
- Listed On
- 2026-03-03
- Possession
- Flexible
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Island
- Wooded/Treed
- Waterfront
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,874 per month
- Principal and interest
- $2,874
- Property tax
- $331
- Condo fees
- $0
- Estimated monthly cost
- $3,205
Your mortgage
- Mortgage amount
- $519,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $342,889
Cash to close
- Down payment
- $129,800
- Land transfer tax
- $9,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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