$699,000
Est. payment $3,095/moCalculate yours
128 Elgin Street E, Oshawa, ON L1G 1T3
O'Neill, Oshawa, ON L1G 1T3
- 7 + 1 Beds
- 4 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX ULTIMATE REALTY INC. MLS® E13854902
About this home
Client Remarks***Legal Duplex***This Large 7 Plus 1 bedroom “CASH POSITIVE!” 2.5 Story Great income and a Great Investment! Main Floor Features Living Room, Kitchen & 2 Bedrooms, 2nd Floor Has 2 More Bedrooms And Living Space, 3rd Floor Has Family Room And Another Bedroom. Basement Apartment. Amenities near by: Costco, Shopping, Restaurants & Entertainment. Easy Access To Hwy 401 Straight Down Ritson
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 7 + 1
- Bathrooms
- 4
- Kitchens
- 4
- Total Rooms
- 13
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.41 x 134.89 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,678 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Mary & Adelaide
- Direction Faces
- North
Listing
- MLS® Number
- E13854902
- Days on Market
- 16
- Listed On
- 2026-10-02
- Listed By
- RE/MAX ULTIMATE REALTY INC.
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Excluded
- Tenants Possessions
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $390
- Condo fees
- $0
- Estimated monthly cost
- $3,485
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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