$299,900
Est. payment $1,328/moCalculate yours
1280 GALT Street, Greater Napanee, ON K0H 1G0
58 - Greater Napanee, Greater Napanee, ON K0H 1G0
- 3 Beds
- 0 Baths
- 700 Sq Ft
Listing courtesy of MCCAFFREY REALTY INC., BROKERAGE MLS® X14085314
About this home
This 2 storey off grid cottage is a true gem nestled on roughly 4 acres of stunning flat land, surrounded by an abundance of mature beautiful trees that create a serene and picturesque ambiance. Boasting roughly 800 feet of waterfront on Hay Bay, this property offers an unparalleled opportunity for nature lovers to immerse themselves in tranquility, privacy and seclusion, making it an ideal getaway for spending quality time with family and friends. The cottage itself is a haven of natural light, thanks to its large windows that provide breathtaking views of the expansive property and sparkling waters. The open layout of the kitchen, dining room, and living area offers ample space for hosting gatherings, ensuring everyone feels comfortable and at ease. Additionally, on the lower level you will find two cozy bedrooms, providing comfortable accommodations. Ascend to the second level, and you will discover a generously sized primary room, offering tranquility for the lucky owners of this private property. Outside, the vast expanse of flat land offers endless possibilities for outdoor activities such as gardening, playing sports, or simply taking leisurely strolls to appreciate the beauty of nature. Additionally, the property’s extensive waterfront provides the perfect opportunity for water-based adventures like boating, fishing, or simply basking in the sun. Fridge, stove, and lights all run off of propane. There is a dug well for water. This cottage provides the unique opportunity to disconnect from the hustle and bustle of city life! Call today!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 0
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Slab, Unknown
- Roof
- Metal
- Water
- None
- Sewer
- None
Lot & Parking
- Lot Size
- 2000 x 257.87 Feet
- Parking
- None garage · 10 total
- Zoning
- EP/PA
Financial
- Property Taxes
- $2,301 (2026)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Follow Galt St to end - you will arrive at a farm. Go right, past barns, stay right down path alongside corn fields - continue until you see orange stakes. Property just past stakes.
- Direction Faces
- West
Listing
- MLS® Number
- X14085314
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- TBD
- Listed By
- MCCAFFREY REALTY INC., BROKERAGE
Rooms
Features
Interior
- None
Property
- Lake/Pond
Pool
- None
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$1,328 per month
- Principal and interest
- $1,328
- Property tax
- $192
- Condo fees
- $0
- Estimated monthly cost
- $1,520
Your mortgage
- Mortgage amount
- $239,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $158,448
Cash to close
- Down payment
- $59,980
- Land transfer tax
- $2,974
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $62,954
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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