$385,000
↓ $53,500 from $438,500
Est. payment $1,705/moCalculate yours
13 Collingwood Street, Grey Highlands, ON N0C 1C0
Grey Highlands, Grey Highlands, ON N0C 1C0
- 3 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX Summit Group Realty Brokerage MLS® X13037100
About this home
The Oscar Phillips House is one of those homes people already feel connected to before they ever step inside. Sitting proudly at the top of the hill, it has a presence that quietly stands out and draws you in. Built in 1904, this 3-bedroom, 2-bath home is filled with original character that you simply cannot recreate. The original wood floors and trim bring warmth and authenticity, while the windows throughout the home flood the space with natural light. The tall ceilings in the original section of the main floor make each room feel open, bright, and far more spacious than you would expect from a home of this era. The living room is oversized and full of flexibility. It could remain a generous gathering space, or be reimagined to create a main floor fourth bedroom, home office, den, or toy room while still maintaining a comfortable living area. This kind of layout adaptability is rare and adds so much value for growing or changing households. Upstairs, the large four-piece bathroom is a standout. Its size allows for a complete redesign, with room fora walk-in shower and a standalone soaker tub, turning it into a true spa-style space if that is your vision. The back addition adds everyday practicality to the charm. A spacious mudroom entrance opens directly into the family room, creating a natural hub for daily life. The main floor three-piece bathroom is perfectly placed for convenience, especially for families or guests. Under the addition, a large storage room provides something older homes often lack: dedicated and functional storage space. This home offers the best of both worlds. Historic character paired with thoughtful spaces and endless potential. Whether your plans are gradual updates or a full transformation, the foundation is here to create something truly special. *NOTE: the driveway access is off of Peter Street.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick, Wood
- Foundation
- Block, Stone
- Roof
- Asphalt Shingle, Tar and Gravel, Metal
- Water
- Well
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 76.56 x 148 Feet
- Parking
- None garage · 4 total
- Zoning
- R-366
Financial
- Property Taxes
- $2,275 (2026)
Location
- Neighbourhood
- Grey Highlands
- Cross Street
- Collingwood Street/Peter Street
- Direction Faces
- South
Listing
- MLS® Number
- X13037100
- Days on Market
- 178
- Listed On
- 2026-04-23
- Possession
- 60 days
- Listed By
- RE/MAX Summit Group Realty Brokerage
Rooms
Features
Interior
- Water Heater Owned
- Water Softener
Pool
- None
- Included
- Dishwasher
Mortgage calculator
Estimated mortgage payment
$1,705 per month
- Principal and interest
- $1,705
- Property tax
- $190
- Condo fees
- $0
- Estimated monthly cost
- $1,894
Your mortgage
- Mortgage amount
- $308,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $203,409
Cash to close
- Down payment
- $77,000
- Land transfer tax
- $4,250
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $81,250
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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