$345,000
Est. payment $1,528/moCalculate yours
13 Hilda Street, St. Catharines, ON L2S 1Z7
458 - Western Hill, St. Catharines, ON L2S 1Z7
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD., MLS® X13880396
About this home
Solid, original-owner Bungalow near GO Station & Pen Centre in St. Catharines. This cute 2 bedroom home is a renovator’s dream: ready for cosmetic updates with its original finishes, while the major items have been taken care of. Settled on a homey street, the lot features a lovely grassy backyard and long driveway that fits 4 cars. Inside, a classic family layout with a front-facing living room lit by tall windows, and a galley style kitchen with solid wooden cabinetry. Down the hall are two bedrooms including a primary with corner windows, and bright 4pc bathroom. The basement can be accessed from the interior or through a separate entrance: an enclosed stairwell with door to the backyard. Tall, dry and newly reinforced, this basement is primed for finishing into a great additional living space. With 4 large windows and utility equipment off on the side, this large open space offers so many possibilities. The foundation was recently completely fortified (contact LA for details), and the roof is under 10 years old. This home is the definition of a Good Bones property. Affordable and reliable, it would make a fantastic home for the next family to take root. Make it your own.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40.5 x 118 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,538 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- RYKERT ST & LOUTH ST
- Direction Faces
- South
Listing
- MLS® Number
- X13880396
- Days on Market
- 9
- Listed On
- 2026-10-09
- Possession
- Flexible
- Listed By
- BOSLEY REAL ESTATE LTD.,
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- All appliances in "as is" condition, all electric light fixtures, all window coverings, bathroom mirror.
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$1,528 per month
- Principal and interest
- $1,528
- Property tax
- $212
- Condo fees
- $0
- Estimated monthly cost
- $1,739
Your mortgage
- Mortgage amount
- $276,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $182,276
Cash to close
- Down payment
- $69,000
- Land transfer tax
- $3,650
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $72,650
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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