$399,999
Est. payment $1,771/moCalculate yours
13 Oak Street, South Glengarry, ON K0C 1N0
722 - Lancaster, South Glengarry, ON K0C 1N0
- 2 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 SHIELD REALTY LTD. MLS® X13841956
About this home
A classic century home, lovingly restored and ready to begin its next chapter. Nestled in the quaint village of Lancaster, Ontario, this charming two-storey home has been cherished by the same family for generations and was recently restored by its owners with exceptional attention to detail. From the moment you arrive, the character is unmistakable - a beautiful front porch, generous driveway, and an expansive back and side yard create a warm and welcoming first impression. Inside, the charm continues. The main floor offers a flexible layout with a versatile room that could serve as a bedroom, home office or family room, along with a welcoming dining room, living room, nicely renovated eat-in kitchen, an updated 3-piece bathroom/laundry room, and convenient access to the backyard/back porch. Upstairs, you’ll find two comfortable bedrooms, a full bathroom, and a spacious walk-in linen closet. Thoughtful updates throughout the home blend modern comfort with its classic character, including approximately $100K in renos include paint, updated kitchen, bathrooms, flooring, the windows have been replaced over the past three years, with original windows remaining in the basement. A new metal roof was installed in 2025 and comes with a long-term warranty. The electrical service has been upgraded to 200 amp, and the home is heated by electric baseboards, with natural gas available on the street. The foundation is stone in the main areas/concrete in back, unfinished full bsmt, with baseboard heat, leading to a crawl space. Full of history, character and thoughtful updates, this is a special opportunity to own a piece of Lancaster’s village charm - a home where generations have gathered, cared for, and made memories, now ready for yours. Pls allow 24 business hours with all offers.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete, Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 57.62 x 135 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $1,627 (2026)
Location
- Neighbourhood
- 722 - Lancaster
- Cross Street
- S Rd Military and Oak St
- Direction Faces
- North
Listing
- MLS® Number
- X13841956
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- TBA
- Listed By
- CENTURY 21 SHIELD REALTY LTD.
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Included
- Light fixtures
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $136
- Condo fees
- $0
- Estimated monthly cost
- $1,907
Your mortgage
- Mortgage amount
- $319,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,333
Cash to close
- Down payment
- $80,000
- Land transfer tax
- $4,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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