Gurvinder Nokwal REALTOR®
For Sale Att/Row/Townhouse 167 days on market

$749,000 ↓ $11,000 from $760,000

Est. payment $3,316/moCalculate yours

130 ST DAVID Street S, Centre Wellington, ON N1M 2L3

Fergus, Centre Wellington, ON N1M 2L3

  • 1 + 1 Beds
  • 2 Baths
  • 1,100 Sq Ft

Listing courtesy of RE/MAX EXPERTS MLS® X13088558

About this home

Step into a rare creative and income-generating opportunity with this circa-1880, 3-storey semi-duplex in the heart of downtown Fergus Ontario. Rich in character and layered with history, this property offers the kind of authentic architectural canvas artists crave-paired with the fundamentals investors value.Overlooking the Grand River, the setting is as inspiring as it is desirable. Inside, exposed stone walls, high ceilings, and oversized windows create a light-filled, studio-like atmosphere full of texture and warmth. The main and lower levels-fully renovated in 2022-currently operate as a successful Airbnb, providing immediate income with strong guest appeal.The main level blends craftsmanship and nostalgia, featuring a character-rich kitchen with custom cherry wood cabinetry and vintage-style appliances, plus open living and dining areas ideal for entertaining or creative work. The lower level offers a spacious bedroom and flexible storage, perfect for a studio or extended-stay use.Upstairs, the second and third floors form a separate tenanted unit with a retro-modern aesthetic. This inviting space includes a cozy living room, charming kitchen, and sunlit breakfast area. The third-floor primary suite is a standout, with a large skylight and walk-out to a private rooftop-style terrace-an ideal retreat for relaxing or hosting.For artists, this is a live/work space full of soul and inspiration. For investors, it’s a proven dual-income property with flexibility and upside. A durable metal roof, updated furnace, and thoughtful renovations mean key upgrades are already complete.A truly unique offering where heritage charm meets creative potential and strong returns. Tenant pays $1425 a month plus all utilities except water. AirBnb income approx $28,000 a year.

Property details

Overview

Property Type
Att/Row/Townhouse
Style
2-Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
1 + 1
Bathrooms
2
Kitchens
2
Basement
Walk-Up, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Stone
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
22 x 33 Acres
Parking
None garage
Zoning
Comm/Res

Financial

Property Taxes
$3,680 (2025)

Location

Neighbourhood
Fergus
Cross Street
St Andrew St
Direction Faces
East

Listing

MLS® Number
X13088558
Days on Market
167
Listed On
2026-05-04
Possession
tba
Listed By
RE/MAX EXPERTS

Rooms

Room Level Dimensions
Dining Room Main 8′ 6″ × 6′ 11″
Kitchen Main 6′ 1″ × 8′ 6″
Living Room Main 8′ 6″ × 16′ 11″
Living Room Second 12′ 4″ × 9′ 0″
Primary Bedroom Third 12′ 10″ × 22′ 4″
Breakfast Second 12′ 4″ × 7′ 1″
Kitchen Second 8′ 7″ × 14′ 4″
Bedroom Basement 12′ 1″ × 16′ 11″

Features

Interior

  • Accessory Apartment

Property

  • Hospital

Pool

  • None

Mortgage calculator

Minimum for this price: $49,900 (6.66%)

Amortization, years

Estimated mortgage payment

$3,316 per month

Principal and interest
$3,316
Property tax
$307
Estimated monthly cost
$3,623

Your mortgage

Mortgage amount
$599,200
Mortgage insurance
Not needed
Interest over 25 years
$395,723

Cash to close

Down payment
$149,800
Land transfer tax
$11,455
Total, before legal fees
$161,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

130 ST DAVID Street S, Centre Wellington, ON N1M 2L3 Fergus, Centre Wellington, ON N1M 2L3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$749,000 130 ST DAVID Street S, Centre Wellington, ON N1M 2L3
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