$499,000
Est. payment $2,209/moCalculate yours
130 WATER Street 316, Gananoque, ON K7G 0A8
05 - Gananoque, Gananoque, ON K7G 0A8
- 2 Beds
- 2 Baths
- 1 Garage
- 1,400 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13485910
About this home
Are you searching for a maintenance free home, or an Investor looking for a fabulous year round rental? Look no further! This spacious 1400+ square foot 2 bedroom / 2 full bath is located on the shores of the St. Lawrence River in the heart of the Thousand Islands. Equipped with afront & back patio with river views on both sides, as well as from your living/dining room. Carpet free throughout, with plenty of storage. 2nd bedroom can be used as a den/office. This building boasts secured entrances, 2 elevators, heated underground parking, and communal library on each floor. A hop away from the Municipal Marina where you can dock your vessel seasonally. Launch your kayak steps from the front door, and enjoy summer concerts in Joel Stone park every weekend in the summer months. If you’re an avid cyclist, the 1000 Island Parkway is just a short ride from the condo. This is the perfect place to live if you enjoy River life, mixed with an abundance of great restaurants, theatre, shopping, and much more. Quick possession available. Reliable Tenant currently in place, and managed by Bendale Property Management.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 1,400 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Other)
- Cooling
- Central Air
- Exterior
- Concrete, Hardboard
- Foundation
- Concrete
- Roof
- Tar and Gravel
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $6,285 (2026)
- Condo Fee
- $600/mo
- Fee Includes
- Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 05 - Gananoque
- Cross Street
- WATER STREET AND MARKET STREET
Listing
- MLS® Number
- X13485910
- Days on Market
- 117
- Listed On
- 2026-06-23
- Possession
- Flexible
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Beach
- Golf
- Marina
- Park
- Place Of Worship
- River/Stream
Amenities
- Elevator
- Included
- Washer, Dryer, Refrigerator, Stove, Dishwasher, On Demand Hot Water Tank, Remote Garage Door Opener x 2, Natural Gas Wood Stove, Natural Gas BBQ Hook-Up, Window Blinds
- Excluded
- TENANTS BELONGINGS
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $524
- Condo fees
- $600
- Estimated monthly cost
- $3,334
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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