$1,750,000
Est. payment $7,749/moCalculate yours
1302 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 4 + 1 Beds
- 5 Baths
- 3 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13841658
About this home
WELCOME TO A TRULY ONE-OF-A-KIND HOME WHERE LUXURY, PRIVACY AND AN INCREDIBLE SETTING COME TOGETHER! Set on a beautifully landscaped property with a grand circular driveway, this impressive 4+1 bedroom, 5 bathroom home offers exceptional space inside and out, all surrounded by gorgeous mature landscaping and a storybook backyard that leads right to tranquil Four Mile Creek.Step inside to a striking foyer highlighted by a sweeping staircase and an abundance of character throughout. The upper level features four generous bedrooms, including a spacious primary retreat with its own private ensuite. Solid raised-panel pine doors and quality craftsmanship add warmth and character throughout the home.At the heart of the main floor is a fantastic kitchen with built-in appliances and plenty of room to cook, gather and entertain. Patio doors showcase the beautiful backyard and open onto an expansive interlocking brick patio overlooking the manicured grounds. Follow the property down toward Four Mile Creek, where you can relax by the water or even launch a canoe for an afternoon on the creek.One of the absolute showstoppers is the incredible INDOOR POOL, maintained in great condition and offering your own private year-round oasis no matter what the weather is doing outside!The fully finished lower level continues the impressive living space with a games room, pool table, fireplace, custom bar and additional walkout access to the outdoors, making it an amazing space for entertaining family and friends.From the indoor pool and creekside setting to the beautiful grounds, generous living space and unique character throughout, this is so much more than a home - it’s a lifestyle and a rare opportunity to own a property unlike anything else on the market.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle, Flat
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 150.74 x 341.42 Feet
- Parking
- Attached garage · 13 total
Financial
- Property Taxes
- $9,762 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- LINE 3 / FOUR MILE CREEK
- Direction Faces
- East
Listing
- MLS® Number
- X13841658
- Days on Market
- 19
- Listed On
- 2026-09-29
- Possession
- FLEX
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Features
Interior
- Other
- In-Law Capability
Property
- Greenbelt/Conservation
- Golf
- Ravine
- School
Pool
- Indoor
- Included
- FRIDGE, STOVE TOP, BUILT IN OVEN, MICROWAVE, DISHWASHER, WASHER, DRYER, POOL EQUIPMENT.
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$7,749 per month
- Principal and interest
- $7,749
- Property tax
- $813
- Condo fees
- $0
- Estimated monthly cost
- $8,562
Your mortgage
- Mortgage amount
- $1,400,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $924,586
Cash to close
- Down payment
- $350,000
- Land transfer tax
- $31,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $381,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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