$685,000
Est. payment $3,033/moCalculate yours
131 Bay Street, Drummond/North Elmsley, ON K7C 4K9
908 - Drummond N Elmsley (Drummond) Twp, Drummond/North Elmsley, ON K7C 4K9
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ENGEL & VOLKERS OTTAWA MLS® X13754686
About this home
Nestled along the scenic shores of the Mississippi River in Carleton Place, this bungalow is your opportunity to enjoy true waterfront living with direct access to the Mississippi Lake. Surrounded by beautifully landscaped grounds, this charming 3-bedroom home was fully renovated in 2018/2019 and offers breathtaking water views and exceptional indoor and outdoor living spaces to enjoy the calm surroundings. The bright living room is filled with natural light from a large window and flows seamlessly into the kitchen, which features shaker cabinetry with ample storage and matching white appliances. The formal dining area provides an inviting space for family meals and entertaining, while the stunning four-season sunroom serves as the home’s centrepiece. Sliding glass doors and large windows offer a full view of the water, creating an indoor-outdoor feel and direct access to the deck. The home offers three bedrooms and a 4-piece bathroom that includes a tub and shower. The detached garage provides exceptional flexibility, whether for parking, as a workshop space, or storage. Designed to maximize its exceptional waterfront exposure, the deck offers the perfect place to relax and entertain, while the property’s landscaped gardens, dedicated fire pit area, and private dock enhance this home’s peaceful, cottage-like setting. Thanks to its proximity to the vibrant downtown core, there are plenty of activities after your ride up the river, including visiting local shops, cafés, and restaurants, and enjoying parks and nearby walking trails, golf courses, and recreational facilities! Whether to enjoy as a cottage getaway or as a full-time residence, this home along the Mississippi is the perfect place to make long-lasting memories!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 53.2 x 142.23 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $1,702 (2026)
Location
- Neighbourhood
- 908 - Drummond N Elmsley (Drummond) Twp
- Cross Street
- Innisville Isabella St & Bay St
- Direction Faces
- South
Listing
- MLS® Number
- X13754686
- Days on Market
- 40
- Listed On
- 2026-09-08
- Possession
- TBD
- Listed By
- ENGEL & VOLKERS OTTAWA
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- River/Stream
Pool
- None
- Included
- Stove, Refrigerator, Dishwasher, Microwave, Hood Fan, Washer, Dryer, Window Blinds.
Mortgage calculator
Estimated mortgage payment
$3,033 per month
- Principal and interest
- $3,033
- Property tax
- $142
- Condo fees
- $0
- Estimated monthly cost
- $3,175
Your mortgage
- Mortgage amount
- $548,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $361,910
Cash to close
- Down payment
- $137,000
- Land transfer tax
- $10,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $147,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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