Gurvinder Nokwal REALTOR®
For Sale Detached 40 days on market

$685,000

Est. payment $3,033/moCalculate yours

131 Bay Street, Drummond/North Elmsley, ON K7C 4K9

908 - Drummond N Elmsley (Drummond) Twp, Drummond/North Elmsley, ON K7C 4K9

  • 3 Beds
  • 1 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of ENGEL & VOLKERS OTTAWA MLS® X13754686

About this home

Nestled along the scenic shores of the Mississippi River in Carleton Place, this bungalow is your opportunity to enjoy true waterfront living with direct access to the Mississippi Lake. Surrounded by beautifully landscaped grounds, this charming 3-bedroom home was fully renovated in 2018/2019 and offers breathtaking water views and exceptional indoor and outdoor living spaces to enjoy the calm surroundings. The bright living room is filled with natural light from a large window and flows seamlessly into the kitchen, which features shaker cabinetry with ample storage and matching white appliances. The formal dining area provides an inviting space for family meals and entertaining, while the stunning four-season sunroom serves as the home’s centrepiece. Sliding glass doors and large windows offer a full view of the water, creating an indoor-outdoor feel and direct access to the deck. The home offers three bedrooms and a 4-piece bathroom that includes a tub and shower. The detached garage provides exceptional flexibility, whether for parking, as a workshop space, or storage. Designed to maximize its exceptional waterfront exposure, the deck offers the perfect place to relax and entertain, while the property’s landscaped gardens, dedicated fire pit area, and private dock enhance this home’s peaceful, cottage-like setting. Thanks to its proximity to the vibrant downtown core, there are plenty of activities after your ride up the river, including visiting local shops, cafés, and restaurants, and enjoying parks and nearby walking trails, golf courses, and recreational facilities! Whether to enjoy as a cottage getaway or as a full-time residence, this home along the Mississippi is the perfect place to make long-lasting memories!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete, Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
53.2 x 142.23 Feet
Parking
Detached garage · 5 total

Financial

Property Taxes
$1,702 (2026)

Location

Neighbourhood
908 - Drummond N Elmsley (Drummond) Twp
Cross Street
Innisville Isabella St & Bay St
Direction Faces
South

Listing

MLS® Number
X13754686
Days on Market
40
Listed On
2026-09-08
Possession
TBD
Listed By
ENGEL & VOLKERS OTTAWA

Rooms

Room Level Dimensions
Utility Room Main 6′ 0″ × 7′ 11″
Foyer Main 8′ 4″ × 5′ 0″
Bedroom Main 8′ 4″ × 11′ 9″
Other Main 8′ 9″ × 17′ 11″
Dining Room Main 15′ 6″ × 10′ 6″
Bedroom 2 Main 7′ 6″ × 14′ 7″
Primary Bedroom Main 7′ 8″ × 14′ 6″
Bathroom Main 8′ 8″ × 7′ 11″
Sunroom Main 9′ 6″ × 15′ 5″
Living Room Main 15′ 0″ × 11′ 1″
Kitchen Main 7′ 4″ × 19′ 4″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • River/Stream

Pool

  • None
Included
Stove, Refrigerator, Dishwasher, Microwave, Hood Fan, Washer, Dryer, Window Blinds.

Mortgage calculator

Minimum for this price: $43,500 (6.35%)

Amortization, years

Estimated mortgage payment

$3,033 per month

Principal and interest
$3,033
Property tax
$142
Estimated monthly cost
$3,175

Your mortgage

Mortgage amount
$548,000
Mortgage insurance
Not needed
Interest over 25 years
$361,910

Cash to close

Down payment
$137,000
Land transfer tax
$10,175
Total, before legal fees
$147,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

131 Bay Street, Drummond/North Elmsley, ON K7C 4K9 908 - Drummond N Elmsley (Drummond) Twp, Drummond/North Elmsley, ON K7C 4K9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$685,000 131 Bay Street, Drummond/North Elmsley, ON K7C 4K9
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