Gurvinder Nokwal REALTOR®
For Sale Detached 178 days on market

$2,150,000

Est. payment $9,520/moCalculate yours

1320 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 3 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of BOSLEY REAL ESTATE LTD., MLS® X13034052

About this home

On Offer is a unique opportunity; a sprawling 3 bedroom, 2 bath ranch bungalow set on a pie-shaped estate lot of .954 acre which backs on to a playground / park PLUS 3 recently severed single family residential building lots! The mid-century century home is ready to be reimagined and revitalized - please see the “virtual” renovation images for suggestions. The basement is partially finished and there is a three-season garden room addition. There is inside access to the attached over-size double garage which also has a drive-through door. The home is “solid as a rock” but sold “as is” without representation or warranty. If you are willing to roll up your sleeves, this diamond-in-the-rough is ready for its second debut. Now, if you are looking for a larger project, the three single family building lots offer the potential to create a “family compound” or an infill development. or of course, they can be combined with the bungalow’s lot. NOTE: HST would be applicable to purchase of the severed lots .NOTE: “taxes not yet assessed.””

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick Veneer
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
158.3 x 304.4 Feet
Parking
Attached garage · 5 total
Zoning
R1

Location

Neighbourhood
108 - Virgil
Cross Street
Between Line 2 & Mulberry
Direction Faces
North

Listing

MLS® Number
X13034052
Days on Market
178
Listed On
2026-04-23
Possession
30 - 59 Days
Listed By
BOSLEY REAL ESTATE LTD.,

Rooms

Room Level Dimensions
Foyer Ground 6′ 5″ × 6′ 0″
Kitchen Ground 10′ 6″ × 6′ 7″
Bedroom 2 Ground 10′ 1″ × 9′ 9″
Dining Room Ground 14′ 0″ × 10′ 6″
Recreation Lower 28′ 0″ × 13′ 7″
Other Lower 11′ 9″ × 10′ 1″
Other Ground 17′ 5″ × 3′ 0″
Bathroom Ground 9′ 8″ × 3′ 10″
Primary Bedroom Ground 12′ 10″ × 10′ 6″
Sunroom Ground 30′ 9″ × 10′ 6″
Living Room Ground 16′ 2″ × 12′ 4″
Bedroom 3 Ground 14′ 3″ × 9′ 8″
Utility Room Lower 3208′ 8″ × 11′ 0″
Game Room Lower 15′ 8″ × 11′ 3″

Features

Interior

  • Primary Bedroom - Main Floor

Pool

  • None

Mortgage calculator

Minimum for this price: $430,000 (20%)

Amortization, years

Estimated mortgage payment

$9,520 per month

Principal and interest
$9,520
Property tax
$0
Estimated monthly cost
$9,520

Your mortgage

Mortgage amount
$1,720,000
Mortgage insurance
Not needed
Interest over 25 years
$1,135,920

Cash to close

Down payment
$430,000
Land transfer tax
$40,225
Total, before legal fees
$470,225
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1320 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Also listed as MLS® X13488488

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$2,150,000 1320 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
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