$2,150,000
Est. payment $9,520/moCalculate yours
1320 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD., MLS® X13034052
About this home
On Offer is a unique opportunity; a sprawling 3 bedroom, 2 bath ranch bungalow set on a pie-shaped estate lot of .954 acre which backs on to a playground / park PLUS 3 recently severed single family residential building lots! The mid-century century home is ready to be reimagined and revitalized - please see the “virtual” renovation images for suggestions. The basement is partially finished and there is a three-season garden room addition. There is inside access to the attached over-size double garage which also has a drive-through door. The home is “solid as a rock” but sold “as is” without representation or warranty. If you are willing to roll up your sleeves, this diamond-in-the-rough is ready for its second debut. Now, if you are looking for a larger project, the three single family building lots offer the potential to create a “family compound” or an infill development. or of course, they can be combined with the bungalow’s lot. NOTE: HST would be applicable to purchase of the severed lots .NOTE: “taxes not yet assessed.””
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 158.3 x 304.4 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Between Line 2 & Mulberry
- Direction Faces
- North
Listing
- MLS® Number
- X13034052
- Days on Market
- 178
- Listed On
- 2026-04-23
- Possession
- 30 - 59 Days
- Listed By
- BOSLEY REAL ESTATE LTD.,
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
Mortgage calculator
Estimated mortgage payment
$9,520 per month
- Principal and interest
- $9,520
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $9,520
Your mortgage
- Mortgage amount
- $1,720,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,135,920
Cash to close
- Down payment
- $430,000
- Land transfer tax
- $40,225
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $470,225
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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