$479,900
Est. payment $2,125/moCalculate yours
1323 Queen Street 125, Wilmot, ON N0B 2E0
Wilmot, ON N0B 2E0
- 1 Beds
- 1 Baths
Listing courtesy of RE/MAX TWIN CITY REALTY INC. MLS® X13870394
About this home
Imagine a quiet 4 season waterfront cottage just minutes from Kitchener, tucked on a private lot near the end of a lane in the woods. This year-round, fully winterized one-bed, one-bath home suits a retired couple, a young couple, or someone seeking a peaceful retreat close to the city. A double, tiered deck overlooks the water and provides an amazing spot for wildlife viewing-ospreys, bald eagles, snapping turtles, and migratory birds are often seen! Fish from the shore or paddle at sunset. The property includes a powered shed for storage or small workshop, and offers a rural lifestyle but close to everything while living a relaxed lakeside vibe without a long drive north.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- < 700 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Water (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding, Wood
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50.43 x 137.79 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,612 (2025)
Location
- Cross Street
- Queen
- Direction Faces
- East
Listing
- MLS® Number
- X13870394
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Flexible
- Listed By
- RE/MAX TWIN CITY REALTY INC.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- Dryer, microwave, fridge, stove, negotiable
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$2,125 per month
- Principal and interest
- $2,125
- Property tax
- $218
- Condo fees
- $0
- Estimated monthly cost
- $2,343
Your mortgage
- Mortgage amount
- $383,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,548
Cash to close
- Down payment
- $95,980
- Land transfer tax
- $6,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $102,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.