$549,000
Est. payment $2,431/moCalculate yours
1339 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 2 + 1 Beds
- 3 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of BOSLEY REAL ESTATE LTD., MLS® X13707320
About this home
An opportunity in the heart of Virgil, offered at a price that places emphasis on the value of the expansive lot, and great location. Situated on Niagara Stone Road across from Crossroads Public School, this property may appeal to renovators, builders, or buyers looking to create something of their own in an established Niagara-on-the-Lake community. The existing detached home with garage has some upgrades such as a new 2 piece powder room and a full bath with glass shower enclosure. The sprawling layout currently offers nearly 2000 square feet of space, on a lot with 250 feet of depth. Renovate, reimagine, or explore the potential for a new build with this value focused opportunity in a convenient Virgil location close to schools, shops, parks and amenities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Metal/Steel Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 250 Feet
- Parking
- Attached garage · 7 total
- Zoning
- RS
Financial
- Property Taxes
- $3,833 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Niagara Stone Road and Four Mile Creek Road
- Direction Faces
- South
Listing
- MLS® Number
- X13707320
- Days on Market
- 55
- Listed On
- 2026-08-24
- Listed By
- BOSLEY REAL ESTATE LTD.,
Rooms
Features
Interior
- Storage
- Primary Bedroom - Main Floor
Pool
- Above Ground
- Included
- Refrigerator, microwave, stove, washer and dryer, natural Gas BBQ, louvered gazebo, above ground salt water chlorinated pool.
- Excluded
- none
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$2,431 per month
- Principal and interest
- $2,431
- Property tax
- $319
- Condo fees
- $0
- Estimated monthly cost
- $2,750
Your mortgage
- Mortgage amount
- $439,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,056
Cash to close
- Down payment
- $109,800
- Land transfer tax
- $7,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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