$600,000
↓ $49,000 from $649,000
Est. payment $2,657/moCalculate yours
1346 Wahta #2 Road S, Georgian Bay, ON P0C 1A0
Gibson, Georgian Bay, ON P0C 1A0
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL HERITAGE REALTY LTD. MLS® X13127004
About this home
Welcome to your own private bay in Muskoka. Set on over an acre with 300+ ft of spectacular southwest-facing shoreline, this three season lakeside cottage offers a beautiful blend of muskoka rock and a sandy waterfront, all-day sun, and exceptional privacy just steps from the water’s edge. Filled with natural light from multiple skylights and a wall of sliding glass doors leading to a wrap around deck, the fully furnished 3-bedroom, 2-bath retreat is truly one of a kind. It features airy open-concept living, a classic Muskoka sunroom, wood-burning stove, potable water and filtration system, multiple decks and breathtaking lake views from every angle. Enjoy swimming, boating, fishing, and unforgettable sunsets from the dock or lounge spaces surrounding the property. Located on leased land, this is a rare opportunity to embrace the cottage lifestyle at a fraction of the cost, with one annual lease fee / no municipal taxes. Additional outbuildings offer incredible flexibility for a studio, workshop, bunkie, or added toy storage. There is even a third floor attic space that offers lots of potential. Located just 2 hours from Toronto and 15 minutes to beautiful Bala for all your amenities, the Bala falls, restaurants, markets, wineries, and the well known music venue, the Kee. Annual road maintenance fee $500. Survey available. Life is short! Start making unforgettable cottage memories with family and friends this summer. See you on the lake!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood , Other
- Foundation
- Concrete Block
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 355 x 130.1 Feet
- Parking
- None garage · 6 total
Location
- Neighbourhood
- Gibson
- Cross Street
- Hwy 38 /Wahta Rd. #2
- Direction Faces
- West
Listing
- MLS® Number
- X13127004
- Days on Market
- 157
- Listed On
- 2026-05-14
- Possession
- 30-120
- Listed By
- ROYAL HERITAGE REALTY LTD.
Rooms
Features
Interior
- Water Heater Owned
- Water Treatment
Property
- Waterfront
- Wooded/Treed
- Sloping
Pool
- None
- Included
- See List of inclusions (attachment)
- Excluded
- See List of exclusions (attachment)
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,657
Your mortgage
- Mortgage amount
- $480,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,001
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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