$415,000
Est. payment $1,838/moCalculate yours
135 James Street, Kingston, ON K7K 1Z5
22 - East of Sir John A. Blvd, Kingston, ON K7K 1Z5
- 3 Beds
- 1 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13878304
About this home
135 James St, a detached three-bedroom home in downtown’s Inner Harbour neighbourhood, sits so far back from the road the kids can head for the street and not make it back until lunchtime. There is a covered porch strong as a bunker, and a full-width living room with modern hardwood floors. There is a formal dining room and an old kitchen tucked away at the back. There is also a covered breezeway between the house and the double-deep block garage in which you can build your airship or your go-karts. The three smallish bedrooms gather around the upstairs bathroom. The house was renovated in the 1980s is my guess, and much loved, but it’s about due another go. Another unit above the garage would make an awful lot of sense. Something to house the in-laws or help with the mortgage. But you could also just bring the family and call it home pretty much as-is, build vegetable gardens out front, make friends with the marvellous neighbours, walk every morning to the Elm Cafe and Daughters Grocery, or head straight up Pine to the Sunday market.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Wood , Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 56 x 110 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $3,910 (2025)
Location
- Neighbourhood
- 22 - East of Sir John A. Blvd
- Cross Street
- MONTREAL STREET
- Direction Faces
- North
Listing
- MLS® Number
- X13878304
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- 30 days
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Refrigerator, washer, dryer
- Excluded
- None
Mortgage calculator
Estimated mortgage payment
$1,838 per month
- Principal and interest
- $1,838
- Property tax
- $326
- Condo fees
- $0
- Estimated monthly cost
- $2,163
Your mortgage
- Mortgage amount
- $332,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $219,259
Cash to close
- Down payment
- $83,000
- Land transfer tax
- $4,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $87,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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