$499,000
Est. payment $2,209/moCalculate yours
1371 Sailors Encampment Drive, St. Joseph, ON P0R 1J0
St. Joseph, ON P0R 1J0
- 4 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Century 21 Choice Realty Inc. MLS® X13888186
About this home
Wake up to panoramic views of the shipping channel and enjoy beautiful sunsets on the sandy shoreline on St. Joseph Island. Situated on 2.31 acres with waterfront frontage featuring a shore road allowance in desirable Sailors Encampment. This charming four-bedroom, 1 bath open concept cottage offers the perfect escape to relax. Thoughtfully maintained and updated with new shingles (2022), new decks (2023) and updated water lines and pump. A bonus property of 1.70 acres wooded lot directly across the road creating endless possibilities for the future. Located minutes from the quaint town of Richards Landing. Whether you are searching for a perfect family cottage, a peaceful seasonal retreat or a property with room to grow this cottage offers an abundance of potential to create memories for years to come.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Wood
- Foundation
- Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 2-4.99 acres
- Parking
- None garage
- Zoning
- Seasonal Recreational
Financial
- Property Taxes
- $1,548 (2025)
Location
- Direction Faces
- West
Listing
- MLS® Number
- X13888186
- Days on Market
- 41
- Listed On
- 2026-09-07
- Possession
- TBD
- Listed By
- Century 21 Choice Realty Inc.
Rooms
Features
Interior
- Other
Property
- Waterfront
Community
- Wooded
Pool
- None
- Included
- Kitchen Fridge and Stove List of full inclusions available from documents or LBO
- Excluded
- N/A
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $129
- Condo fees
- $0
- Estimated monthly cost
- $2,338
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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