Gurvinder Nokwal REALTOR®
For Sale Duplex 64 days on market

$775,000

Est. payment $3,432/moCalculate yours

138 Chatham Street, Kingston, ON K7K 4H4

22 - East of Sir John A. Blvd, Kingston, ON K7K 4H4

  • 6 Beds
  • 3 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of ONE PERCENT REALTY LTD. MLS® X13679136

About this home

Excellent investment opportunity in the heart of Kingston, approximately a 15-minute walk from Queen’s University and close to major bus routes. Located just north of Princess Street, this detached 6-bedroom duplex is a strong addition to any investment portfolio. The main unit offers 5 bedrooms across two levels, 2 full bathrooms, a spacious living room, and a large eat-in kitchen with updated flooring. A major bonus is the additional bachelor apartment, providing an extra income stream. Both units are separately metered and share access to on-site laundry. 2 parking spots are available to rent for additional income too. Generating $66,000 in gross annual income, this property offers an impressive cap rate of over 7.5%. Major updates include a roof replacement in 2023 and vinyl windows throughout. A proven income generator with strong rental demand, the property is currently leased until April 30th, 2027. The bachelor apartment is currently rented below market value, presenting excellent future upside potential.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
6
Bathrooms
3
Kitchens
2
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
51 x 70.32 Feet
Parking
None garage · 2 total
Zoning
UR5

Financial

Property Taxes
$4,935 (2025)

Location

Neighbourhood
22 - East of Sir John A. Blvd
Cross Street
Pine & Hamilton
Direction Faces
West

Listing

MLS® Number
X13679136
Days on Market
64
Listed On
2026-08-15
Possession
Immediate possession available
Listed By
ONE PERCENT REALTY LTD.

Rooms

Room Level Dimensions
Bathroom Second 10′ 3″ × 4′ 11″
Bedroom Upper 15′ 5″ × 13′ 3″
Bathroom Upper 9′ 3″ × 3′ 9″
Bedroom Main 11′ 3″ × 7′ 9″
Bedroom Main 11′ 4″ × 12′ 10″
Bathroom Main 5′ 5″ × 8′ 8″
Kitchen Main 16′ 8″ × 9′ 3″
Living Room Main 11′ 2″ × 21′ 2″
Dining Room Main 14′ 7″ × 5′ 11″
Bedroom Second 10′ 2″ × 9′ 3″
Kitchen Upper 10′ 2″ × 10′ 6″
Bedroom Second 11′ 7″ × 18′ 5″
Bedroom Second 11′ 7″ × 9′ 11″
Laundry Main 6′ 3″ × 5′ 7″

Features

Interior

  • Separate Hydro Meter
  • Water Heater Owned

Property

  • Fenced Yard
  • Park
  • Public Transit

Pool

  • None
Included
3 x Fridges, 2 x stoves, washer, dryer, 1 x hot water tank
Rental items
1x HWT

Mortgage calculator

Minimum for this price: $52,500 (6.77%)

Amortization, years

Estimated mortgage payment

$3,432 per month

Principal and interest
$3,432
Property tax
$411
Estimated monthly cost
$3,843

Your mortgage

Mortgage amount
$620,000
Mortgage insurance
Not needed
Interest over 25 years
$409,460

Cash to close

Down payment
$155,000
Land transfer tax
$11,975
Total, before legal fees
$166,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

138 Chatham Street, Kingston, ON K7K 4H4 22 - East of Sir John A. Blvd, Kingston, ON K7K 4H4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$775,000 138 Chatham Street, Kingston, ON K7K 4H4
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