$299,900
Est. payment $1,328/moCalculate yours
138 Somerset Street W 408, Ottawa Centre, ON K2P 0A3
4104 - Ottawa Centre/Golden Triangle, Ottawa Centre, ON K2P 0A3
- 1 Beds
- 1 Baths
- 600 Sq Ft
Listing courtesy of ENGEL & VOLKERS OTTAWA MLS® X13847448
About this home
Welcome to 408-138 Somerset St W, a bright one bedroom plus den at Somerset Gardens, right where Centretown meets the Golden Triangle. Step out the front door and the whole city is yours: Elgin Street patios, Bank Street shops, the Rideau Canal, City Hall, Parliament Hill and the government offices are all an easy walk. uOttawa is a short stroll, Carleton a quick transit ride, and the O-Train is minutes away. This is the address for people who want to live downtown, not just work there. Inside, the open living and dining area flows out to a private balcony made for morning coffee or an after-work glass of wine. The kitchen sits right in the mix, so nobody gets stuck cooking alone. The den is the flexible bonus: home office, reading nook, workout corner, whatever your week looks like. The bedroom is tucked away at the back for quiet, with a four-piece bath and in-suite laundry steps away. Floors and doors were updated in 2019 and the unit was freshly painted this fall, so it’s move-in ready. Then there’s the building. Take the elevator up to the rooftop terrace with its sunroom and communal BBQ and watch the sun set over the skyline. There’s a party room, a library, a bike room and secure fob entry. Smoke-free throughout. Here’s the part the spreadsheet will love: heat, central air and water are included in the condo fees. You pay hydro. That’s it. No parking with this unit, and honestly, you won’t miss it. Everything you need is on foot, transit is at the door, and street parking permits are available through the City. First-time buyer, grad student, young professional, downsizer craving a bit of buzz: this one’s for you. Come see what downtown living feels like.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 600 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Other
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $3,568 (2026)
- Condo Fee
- $643/mo
- Fee Includes
- Heat Included, Water Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 4104 - Ottawa Centre/Golden Triangle
- Cross Street
- Elgin to Somerset
Listing
- MLS® Number
- X13847448
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flexible
- Listed By
- ENGEL & VOLKERS OTTAWA
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Wheelchair Access
- Excluded
- None.
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$1,328 per month
- Principal and interest
- $1,328
- Property tax
- $297
- Condo fees
- $643
- Estimated monthly cost
- $2,269
Your mortgage
- Mortgage amount
- $239,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $158,448
Cash to close
- Down payment
- $59,980
- Land transfer tax
- $2,974
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $62,954
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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