$549,900
Est. payment $2,435/moCalculate yours
1394 Black Lake North Shore, Tay Valley, ON K7H 3C5
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp, Tay Valley, ON K7H 3C5
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of COLDWELL BANKER FIRST OTTAWA REALTY MLS® X13818850
About this home
Forget the dock that bottoms out by August. Here, you’ve got roughly 15 to 20 feet of water off the dock, the kind of depth that means proper swimming, diving, and a boat that stays afloat even through a dry summer. Welcome to 1394 Black Lake North Shore, a three-season cottage made for long days on the water and easy evenings with nowhere else to be. Inside, the open floor plan keeps everyone in the same room whether they’re cooking, playing cards, or just landed from the lake. A spacious sunroom stretches across the waterside of the cottage, with oversized windows framing the lake and surrounding trees. It’s the natural morning-coffee spot, the rainy-day retreat, and the place you’ll still be sitting long after the sun starts to disappear. Three bedrooms give you room for family and friends, while a simple one-bath layout keeps cottage life exactly that: simple. Outside, the deck overlooks the water, with a hot tub positioned for late-night soaks beneath the stars. A detached garage with power gives you plenty of space for boats, tools, toys, and hobbies. The practical pieces are already handled too, including a steel roof and low-maintenance finishes, leaving more of your weekends for swimming, paddling, boating, and doing very little at all. Deep water is one of those cottage features you can’t easily add later. Here, it comes with the property.
Property details
Overview
- Property Type
- Rural Residential
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 68.02 x 119.94 Feet
- Parking
- Detached garage · 2 total
Financial
- Property Taxes
- $3,198 (2026)
Location
- Neighbourhood
- 904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
- Cross Street
- Black Lake Rd & Black Lake North Shore
- Direction Faces
- North
Listing
- MLS® Number
- X13818850
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- TBD
- Listed By
- COLDWELL BANKER FIRST OTTAWA REALTY
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- fridge, stove, wood stove.
- Excluded
- None.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $267
- Condo fees
- $0
- Estimated monthly cost
- $2,701
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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