$598,500
Est. payment $2,650/moCalculate yours
14 Oriole Lane, St. Thomas, ON N5R 6K8
St. Thomas, St. Thomas, ON N5R 6K8
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® X13865408
About this home
Welcome to this beautifully situated home tucked away on a quiet cul-de-sac in the sought-after Lake Margaret neighbourhood. Offering a fantastic layout for those looking for main-floor living, this home features the primary bedroom, second bedroom, accessible 4-piece bathroom and laundry all conveniently located on the main level. Enjoy an exceptional location just around the corner from Lake Margaret, where you can fish, hike, canoe or paddleboard in the summer and skate in the winter. You can even enjoy the Pinafore Park fireworks from your own backyard! Inside, the bright open-concept main floor features vaulted ceilings and a spacious living room flowing into the dining area and kitchen. The finished lower level offers outstanding additional living space and is an ideal setup for teenagers, guests or a growing family, with a large family room, separate recreation area, office and 3-piece bathroom, plus potential to create 2 additional bedrooms. Outside, enjoy a backyard complete with a deck and storage shed, along with 2 natural gas lines ready for a BBQ and fire table. Parking for 4 vehicles plus an attached garage adds everyday convenience. A great opportunity for buyers who want the ease of main-floor living without sacrificing the extra space of a fully finished lower level.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 39.99 x 107.81 Feet
- Parking
- Attached garage · 5 total
Financial
- Property Taxes
- $4,288 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Hickory Lane
- Direction Faces
- West
Listing
- MLS® Number
- X13865408
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- flexible
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Sump Pump
Property
- Cul de Sac/Dead End
- Lake/Pond
- Park
- School Bus Route
Pool
- None
- Included
- fridge, stove, washer, dryer, dishwasher
- Rental items
- hot water tank
Mortgage calculator
Estimated mortgage payment
$2,650 per month
- Principal and interest
- $2,650
- Property tax
- $357
- Condo fees
- $0
- Estimated monthly cost
- $3,007
Your mortgage
- Mortgage amount
- $478,800
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,209
Cash to close
- Down payment
- $119,700
- Land transfer tax
- $8,445
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,145
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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