$725,000
Est. payment $3,210/moCalculate yours
14 Oxford Terrace, St. Thomas, ON N5R 0B5
St. Thomas, St. Thomas, ON N5R 0B5
- 4 + 2 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of UPSTATE REALTY INC. MLS® X13864142
About this home
Welcome to this exceptional 4+2 bedroom, 4-bathroom detached home, built by the award-winning Doug Tarry Homes. This beautifully designed Edenbrook Model offers a double-car garage and is situated in one of the most sought-after communities in the southeast corner of St. Thomas, within the highly regarded Mitchell Hepburn School district. this home features a bright open-concept layout with 9-foot ceilings on the main floor, a grand open-to-above foyer, and a spacious family room complete with a cozy fireplace and pot lights. Elegant California shutters are installed throughout, while the convenient main-floor laundry room and interior access to the garage add everyday functionality. The gourmet eat-in kitchen boasts a large island, stylish backsplash, double sink, walk-in pantry, and a walkout to the fully fenced backyard with patio-perfect for entertaining. Upstairs, the generous primary suite offers a walk-in closet and a luxurious 5-piece ensuite. The professionally finished basement, complete with a separate entrance, includes 2 additional bedrooms, a full kitchen, a 3-piece bathroom, and laundry hookups, making it ideal for extended family or potential rental income. Additional highlights include gas lines for both the kitchen stove and backyard BBQ.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Other
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45.09 x 121.74 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $5,717 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Heading East On Elm St. Turn Right On Renaissance
- Direction Faces
- South
Listing
- MLS® Number
- X13864142
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- TBD
- Listed By
- UPSTATE REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Suite
- On Demand Water Heater
- Storage
- Water Heater
Pool
- None
- Included
- SS Fridge (2), Stove (1), Dishwasher, Washer, Dryer, All Elf & shutters, 2 Garage Door Opener
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$3,210 per month
- Principal and interest
- $3,210
- Property tax
- $476
- Condo fees
- $0
- Estimated monthly cost
- $3,687
Your mortgage
- Mortgage amount
- $580,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $383,043
Cash to close
- Down payment
- $145,000
- Land transfer tax
- $10,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $155,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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