Gurvinder Nokwal REALTOR®
For Sale Detached 59 days on market

$1,299,000

Est. payment $5,752/moCalculate yours

14 Severn River SR404, Muskoka Lakes, ON P0C 1M0

Wood (Muskoka Lakes), Muskoka Lakes, ON P0C 1M0

  • 5 Beds
  • 2 Baths
  • 3,000 Sq Ft

Listing courtesy of EXP REALTY MLS® X13694554

About this home

Everyone arrives at once. A 3,383 sq ft main cottage on 1.835 acres, with five bedrooms, and seven more can sleep in the bunkie. A living room runs close to 35 feet with a wood burning fireplace set in stone, wall to wall, and the dining room has space for a dozen. Nobody eats standing up. Three buildings and a boathouse on Wood Bay, Severn River, on the Trent-Severn Waterway between Locks 43 and 44, two locks from Georgian Bay. Water access only. Big Chute Marina is on the same stretch of river, with no lock to pass through. Canadian Shield at the water’s edge, flat open ground behind, and 180 feet of south-facing frontage. The primary bedroom is on the main floor, under a pine ceiling, with a 96 sq ft walk-in closet and a four-piece semi-ensuite. Four more bedrooms upstairs share a five-piece bath with double sinks, plus a bonus room at the end of the hall. The kitchen stays fully equipped and laundry is on the main floor. Guests get their own building. The two-storey bunkie has its own rec room, deck, and a washroom with a composting toilet and sink, and its loft sleeps seven on three doubles and a twin. Then count the places to be. A front deck of close to 800 sq ft with glass railing on the water side, and a back deck with ramps and stairs to the yard. A covered gazebo out on the dock. A swing in the trees. A wood fired Scandinavian sauna with a cool-down area: heat, then the river, then the hammock. A 180 sq ft workshop attached to the bunkie, a shed, gardens, and a brook running through the back with a small bridge. At the shoreline: a single slip wet boathouse with power, an electric door opener, a boat lift and 10’5″ clearance, over 100 feet of dock wrapping around it, and a wood raft. Evenings finish at the sunset dock, then the fire pit facing the water. An office off the foyer and Starlink service available, equipment excluded. Reverse osmosis and UV water treatment, electric forced air heat, and a Generac generator included. Offered largely furnished.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
3,000 sqft

Interior

Bedrooms
5
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Electric)
Cooling
None
Exterior
Board & Batten
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
180 x 438.02 Feet
Parking
None garage
Zoning
Waterfront Residential Five (WR5)

Financial

Property Taxes
$5,430 (2025)

Location

Neighbourhood
Wood (Muskoka Lakes)
Cross Street
Big Chute Marina to Wood Bay
Direction Faces
South

Listing

MLS® Number
X13694554
Days on Market
59
Listed On
2026-08-20
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Bedroom 4 Second 15′ 3″ × 10′ 0″
Bedroom 3 Second 16′ 8″ × 14′ 8″
Other Second 9′ 4″ × 13′ 11″
Living Room Main 15′ 5″ × 34′ 11″
Laundry Main 8′ 6″ × 7′ 5″
Bathroom Main 8′ 6″ × 9′ 7″
Kitchen Main 11′ 7″ × 18′ 2″
Primary Bedroom Main 12′ 11″ × 19′ 7″
Dining Room Main 21′ 6″ × 16′ 9″
Bathroom Second 9′ 4″ × 15′ 5″
Foyer Main 21′ 9″ × 7′ 2″
Bedroom 2 Second 17′ 0″ × 14′ 8″
Bedroom 5 Second 11′ 9″ × 9′ 7″

Features

Interior

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Purifier
  • Water Treatment
  • Air Exchanger

Property

  • Campground
  • Greenbelt/Conservation
  • Marina
  • River/Stream
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
Refrigerators, microwaves, stove, dishwasher, washer, dryer, chest freezer, small appliances. Kitchen left fully equipped. All beds and bedding in the cottage and bunkie, all linens and towels. Most furnishings. BBQ, boathouse door opener, Generac generator, wood raft. Boat slip and three parking spaces at Tamarack Marina for the balance of the 2026 season, subject to confirmation of transferability.
Excluded
Personal items, some pictures & artwork, several furniture pieces, select Adirondack chairs & garden equip, all tools & workshop contents incl tools in shed, outdoor cooking & hobby equip, TV, Starlink, dining set, boats, jet-ski & its dock, tube, skis & air raft. See exclusions schedule in docs.
Rental items
None

Mortgage calculator

Minimum for this price: $104,900 (8.08%)

Amortization, years

Estimated mortgage payment

$5,752 per month

Principal and interest
$5,752
Property tax
$453
Estimated monthly cost
$6,204

Your mortgage

Mortgage amount
$1,039,200
Mortgage insurance
Not needed
Interest over 25 years
$686,307

Cash to close

Down payment
$259,800
Land transfer tax
$22,455
Total, before legal fees
$282,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

14 Severn River SR404, Muskoka Lakes, ON P0C 1M0 Wood (Muskoka Lakes), Muskoka Lakes, ON P0C 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,299,000 14 Severn River SR404, Muskoka Lakes, ON P0C 1M0
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