$1,299,000
Est. payment $5,752/moCalculate yours
14 Severn River SR404, Muskoka Lakes, ON P0C 1M0
Wood (Muskoka Lakes), Muskoka Lakes, ON P0C 1M0
- 5 Beds
- 2 Baths
- 3,000 Sq Ft
Listing courtesy of EXP REALTY MLS® X13694554
About this home
Everyone arrives at once. A 3,383 sq ft main cottage on 1.835 acres, with five bedrooms, and seven more can sleep in the bunkie. A living room runs close to 35 feet with a wood burning fireplace set in stone, wall to wall, and the dining room has space for a dozen. Nobody eats standing up. Three buildings and a boathouse on Wood Bay, Severn River, on the Trent-Severn Waterway between Locks 43 and 44, two locks from Georgian Bay. Water access only. Big Chute Marina is on the same stretch of river, with no lock to pass through. Canadian Shield at the water’s edge, flat open ground behind, and 180 feet of south-facing frontage. The primary bedroom is on the main floor, under a pine ceiling, with a 96 sq ft walk-in closet and a four-piece semi-ensuite. Four more bedrooms upstairs share a five-piece bath with double sinks, plus a bonus room at the end of the hall. The kitchen stays fully equipped and laundry is on the main floor. Guests get their own building. The two-storey bunkie has its own rec room, deck, and a washroom with a composting toilet and sink, and its loft sleeps seven on three doubles and a twin. Then count the places to be. A front deck of close to 800 sq ft with glass railing on the water side, and a back deck with ramps and stairs to the yard. A covered gazebo out on the dock. A swing in the trees. A wood fired Scandinavian sauna with a cool-down area: heat, then the river, then the hammock. A 180 sq ft workshop attached to the bunkie, a shed, gardens, and a brook running through the back with a small bridge. At the shoreline: a single slip wet boathouse with power, an electric door opener, a boat lift and 10’5″ clearance, over 100 feet of dock wrapping around it, and a wood raft. Evenings finish at the sunset dock, then the fire pit facing the water. An office off the foyer and Starlink service available, equipment excluded. Reverse osmosis and UV water treatment, electric forced air heat, and a Generac generator included. Offered largely furnished.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 3,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- None
- Exterior
- Board & Batten
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 180 x 438.02 Feet
- Parking
- None garage
- Zoning
- Waterfront Residential Five (WR5)
Financial
- Property Taxes
- $5,430 (2025)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- Big Chute Marina to Wood Bay
- Direction Faces
- South
Listing
- MLS® Number
- X13694554
- Days on Market
- 59
- Listed On
- 2026-08-20
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Purifier
- Water Treatment
- Air Exchanger
Property
- Campground
- Greenbelt/Conservation
- Marina
- River/Stream
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Refrigerators, microwaves, stove, dishwasher, washer, dryer, chest freezer, small appliances. Kitchen left fully equipped. All beds and bedding in the cottage and bunkie, all linens and towels. Most furnishings. BBQ, boathouse door opener, Generac generator, wood raft. Boat slip and three parking spaces at Tamarack Marina for the balance of the 2026 season, subject to confirmation of transferability.
- Excluded
- Personal items, some pictures & artwork, several furniture pieces, select Adirondack chairs & garden equip, all tools & workshop contents incl tools in shed, outdoor cooking & hobby equip, TV, Starlink, dining set, boats, jet-ski & its dock, tube, skis & air raft. See exclusions schedule in docs.
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$5,752 per month
- Principal and interest
- $5,752
- Property tax
- $453
- Condo fees
- $0
- Estimated monthly cost
- $6,204
Your mortgage
- Mortgage amount
- $1,039,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,307
Cash to close
- Down payment
- $259,800
- Land transfer tax
- $22,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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