$799,000
Est. payment $3,538/moCalculate yours
14 Spears Street, Toronto, ON M6N 3X7
Rockcliffe-Smythe, York, ON M6N 3X7
- 3 + 1 Beds
- 3 Baths
- 1,100 Sq Ft
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® W14029330
About this home
Welcome to this beautifully renovated home in the desirable Rockcliffe-Smythe neighborhoods in Toronto, offering over approximately 1,700 sq. ft. of finished living space, 2+2 bedrooms, 3 upgraded bathrooms, and stunning ravine views. Featuring a bright open-concept living and dining area, modern kitchen with quartz waterfall countertops and a spacious island, plus a luxurious upper-level primary suite with ensuite. The approximately 700 sq. ft. finished basement offers a separate entrance, kitchenette, laundry, and potential rental income . Enjoy a private fenced backyard overlooking the ravine, an 11 kW EV charger, and convenient access to Stockyards Shopping Centre, schools, parks, TTC, Weston GO Station, and major highways. An exceptional move-in-ready home combining modern living, privacy, and income potential in a prime Toronto location!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Separate Entrance, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30 x 120 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $4,566 (2026)
Location
- Neighbourhood
- Rockcliffe-Smythe
- Cross Street
- Weston Road & St Clair Ave W
- Direction Faces
- East
Listing
- MLS® Number
- W14029330
- Days on Market
- 5
- Listed On
- 2026-10-13
- Possession
- TBA
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Features
Interior
- Other
Pool
- None
- Included
- All electrical light fixtures; existing stainless steel fridge, stove and b/i dishwasher, washer and dryer, All window blinds and coverings.
- Rental items
- HWT if rental
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $380
- Condo fees
- $0
- Estimated monthly cost
- $3,918
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax (Ontario + Toronto)
- $24,910
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $184,710
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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