$548,500
↓ $200 from $548,700
Est. payment $2,429/moCalculate yours
140 Cedar Island Road 311, Orillia, ON L3V 1T1
Orillia, Orillia, ON L3V 1T1
- 2 Beds
- 2 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD. MLS® S13713306
About this home
Welcome to Unit 311 at the prestigious Elgin Bay Club - one of Orillia’s most desirable waterfront condominium communities. This spacious and beautifully updated 2-bedroom, 2-bath 1218 sqft, corner suite offers bright open-concept living, with engineered hardwood (2025) in the main living space, a private south-facing balcony, underground parking, elevator access, and serene views just steps from the shores of Lake Couchiching. Perfect for downsizers, professionals, retirees, or anyone seeking carefree waterfront living in the heart of Orillia.Enjoy an unbeatable lifestyle with direct access to waterfront walking and cycling trails, nearby marina access, downtown shops, cafés, restaurants, and year-round entertainment. Spend your mornings walking the trail system along the lake, afternoons relaxing at Couchiching Beach or Tudhope Park., and evenings dining downtown at local favourites like PICNIC cantina or Front Street BBQ.Orillia offers the perfect blend of small-city convenience and cottage-country charm, with easy access to boating, beaches, golf, arts and culture, and live entertainment at Casino Rama Resort. Residents also enjoy local attractions including The Orillia Museum of Art & History and Leacock Museum National Historic Site.This move-in-ready waterfront condo is ideal for buyers looking to simplify without sacrificing lifestyle, comfort, or location.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Price Change
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $4,761 (2025)
- Condo Fee
- $1,086/mo
- Fee Includes
- Water Included, Building Insurance Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Orillia
- Cross Street
- Front St. & Elgin
Listing
- MLS® Number
- S13713306
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- Flexible
- Listed By
- CENTURY 21 B.J. ROTH REALTY LTD.
Rooms
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Separate Heating Controls
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, White Cabinet in Laundry Room
- Rental items
- Hot Water Heater - Reliance Comfort
Mortgage calculator
Estimated mortgage payment
$2,429 per month
- Principal and interest
- $2,429
- Property tax
- $397
- Condo fees
- $1,086
- Estimated monthly cost
- $3,912
Your mortgage
- Mortgage amount
- $438,800
- Mortgage insurance
- Not needed
- Interest over 25 years
- $289,792
Cash to close
- Down payment
- $109,700
- Land transfer tax
- $7,445
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,145
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.