$594,900
Est. payment $2,634/moCalculate yours
14172 Road 38, Frontenac, ON K0H 2P0
45 - Frontenac Centre, Frontenac, ON K0H 2P0
- 5 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of EXP REALTY, BROKERAGE MLS® X13642124
About this home
Waterfront in the village. That’s the short version.The long version: over 100 feet of owned shoreline on Sharbot Lake, a private dock, direct water views - and most of what you need in Sharbot Lake is a short walk away. This two-storey home has been used as a personal residence with a self-contained in-law suite - and the layout gives you real flexibility. The main residence spans two floors. Main level has a two bedrooms, full bathroom, kitchen, and living spaces. Upstairs is where it gets interesting - two separate bedrooms, a den/office, plus a generous master suite with a king-size sleeping area, a small gym, and a private balcony overlooking the lake. The in-law suite has its own private entrance, bedroom, bathroom, and walkout to the backyard. Private enough to feel separate. Close enough to keep an eye on things. Originally a triplex, this property has income potential baked into its bones. The current owners converted it into a comfortable single-family home with suite - but the history is there for a buyer who wants to explore options, subject to zoning and municipal approvals. Tie up the boat and walk home. It doesn’t get more convenient than that. Separate hydro meters. Private drive with three parking spaces. Year-round municipal road access. High-speed internet and cell service. Drilled well and septic. Three electric fireplaces. Main-floor laundry. Multi-generational living on the water, in the heart of the village. It’s a setup most families spend years trying to find.
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Partial Basement, Unfinished, Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 102.42 x 196.44 Feet
- Parking
- None garage · 3 total
- Zoning
- C- Commercial
Financial
- Property Taxes
- $4,170 (2026)
Location
- Neighbourhood
- 45 - Frontenac Centre
- Cross Street
- Road 38 & Elizabeth St
- Direction Faces
- East
Listing
- MLS® Number
- X13642124
- Days on Market
- 75
- Listed On
- 2026-08-04
- Possession
- Arrange
- Listed By
- EXP REALTY, BROKERAGE
Rooms
Features
Interior
- In-Law Suite
- Water Heater
- Water Heater Owned
- Separate Hydro Meter
Property
- Beach
- Lake/Pond
- Park
- Place Of Worship
- Rec./Commun.Centre
- Waterfront
Pool
- None
- Included
- Stove, Dishwasher, Refrigerator, Stove(in suite), Refrigerator(in suite), Washer and Dryer, Dock
- Excluded
- Personal Items
Mortgage calculator
Estimated mortgage payment
$2,634 per month
- Principal and interest
- $2,634
- Property tax
- $348
- Condo fees
- $0
- Estimated monthly cost
- $2,982
Your mortgage
- Mortgage amount
- $475,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $314,307
Cash to close
- Down payment
- $118,980
- Land transfer tax
- $8,373
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $127,353
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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