$899,000
↓ $96,000 from $995,000
Est. payment $3,981/moCalculate yours
142 Baldwin Bay Road, Trent Lakes, ON K0L 1J0
Trent Lakes, Trent Lakes, ON K0L 1J0
- 5 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Ball Real Estate Inc. MLS® X13548174
About this home
Two cottages. Over 140 feet of clean Catchacoma waterfront. All-day sun and a dock you can dive right off.142 Baldwin Bay Road is a rare find - a property with two separate cottages on a large, level lot with weed-free swimming. This is the kind of place families dream about, and the kind of opportunity that takes skill and a vision to fully bring it back to life. Cottage One (Blue) is currently designed around a generous primary suite with a walk-in closet - intimate, practical, and full of potential. A newly updated heat pump and mini splits keep it very comfortable, the bathroom has been freshly updated, and a wood stove in the living room adds warmth and character. Views straight up the lake make this the one everyone will want to wake up in. Cottage Two (Black) offers three bedrooms & one bathroom, and has a brand new wood stove. This one is waiting for someone to put their stamp on it - the structure is there, the space is there, and the canvas is wide open. Beyond the cottages: a fully insulated & very cute Bunkie with its own heat pump can be used for guests or would make a great lakeside office, an outdoor shower that’s genuinely beautiful, a transferrable permit for a garage with a foundation already started, Year-round access on a municipal road. Two septic systems. Lake water intake. Under an acre of large, level lot. Catchacoma is a special lake - clean, quiet, and the kind of place people come back to for generations. This property has been loved. It’s ready for the next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Crawl Space
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 118.79 x 265 Feet
- Parking
- None garage · 5 total
Financial
- Property Taxes
- $5,075 (2025)
Location
- Neighbourhood
- Trent Lakes
- Cross Street
- Cty Rd 507 & Baldwin Bay
- Direction Faces
- North
Listing
- MLS® Number
- X13548174
- Days on Market
- 100
- Listed On
- 2026-07-10
- Possession
- Flexible
- Listed By
- Ball Real Estate Inc.
Rooms
Features
Interior
- Water Heater Owned
Property
- Fenced Yard
- Lake/Pond
- Level
- Waterfront
Pool
- None
- Included
- Black Cottage: Fridge and Stove. The 2 small sheds & 1 large shed, Window treatments
- Excluded
- All personal items, Stainless Steel fridge in Blue cottage
Mortgage calculator
Estimated mortgage payment
$3,981 per month
- Principal and interest
- $3,981
- Property tax
- $423
- Condo fees
- $0
- Estimated monthly cost
- $4,404
Your mortgage
- Mortgage amount
- $719,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,973
Cash to close
- Down payment
- $179,800
- Land transfer tax
- $14,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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