Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$1,493,000

Est. payment $6,611/moCalculate yours

1426 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 3 + 1 Beds
  • 5 Baths
  • 1 Garage
  • 2,500 Sq Ft
Map

Listing courtesy of COSMOPOLITAN REALTY MLS® X13825540

About this home

Virgil Character Meets Modern-Day Flexibility. Welcome to 1426 Niagara Stone Road, a truly distinctive home in the heart of Virgil, thoughtfully rebuilt in 2015 with timeless character throughout. Wide-plank floors, terracotta tile, stained-glass accents and a unique multi-level design create a warm and inviting atmosphere with incredible flexibility for families, guests or multi-generational living.Multiple walk-outs, three upper-level balconies, a covered porch and oversized deck offer plenty of ways to enjoy the outdoors. The lower-level self-contained in-law suite features a separate entrance, ideal for extended family, guests or additional income.Outside, enjoy generous green space, a storage barn, hot tub, tandem two-car garage and curved driveway. Currently operating as a successful Airbnb, this property offers the opportunity to live, invest, or do both.Surrounded by Niagara-on-the-Lake’s renowned wine country, wineries, Old Town shops, dining and everyday amenities, with easy access to Niagara Falls, St. Catharines and the QEW.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
6-15
Size
2,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
5
Kitchens
2
Basement
Walk-Up, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Metal/Steel Siding, Board & Batten
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60.01 x 189.65 Feet
Parking
Attached garage · 7 total
Zoning
R1

Financial

Property Taxes
$6,378 (2025)

Location

Neighbourhood
108 - Virgil
Cross Street
Niagara Stone/ Four Mile Creek Road
Direction Faces
North

Listing

MLS® Number
X13825540
Days on Market
24
Listed On
2026-09-24
Possession
TBD
Listed By
COSMOPOLITAN REALTY

Rooms

Room Level Dimensions
Bedroom Second 19′ 7″ × 17′ 6″
Bedroom Basement 10′ 0″ × 9′ 0″
Bedroom Second 19′ 1″ × 16′ 5″
Primary Bedroom Second 20′ 7″ × 12′ 10″
Kitchen Main 19′ 5″ × 18′ 4″
Family Room Second 16′ 11″ × 11′ 3″
Den Main 16′ 6″ × 11′ 4″
Dining Room Main 14′ 0″ × 8′ 0″
Living Room Main 18′ 9″ × 15′ 1″
Kitchen Basement 19′ 1″ × 13′ 1″
Utility Room Basement 12′ 0″ × 5′ 1″

Features

Interior

  • Accessory Apartment

Property

  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School
  • Library

Pool

  • None
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $124,300 (8.33%)

Amortization, years

Estimated mortgage payment

$6,611 per month

Principal and interest
$6,611
Property tax
$531
Estimated monthly cost
$7,142

Your mortgage

Mortgage amount
$1,194,400
Mortgage insurance
Not needed
Interest over 25 years
$788,804

Cash to close

Down payment
$298,600
Land transfer tax
$26,335
Total, before legal fees
$324,935
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1426 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,493,000 1426 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
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