$499,000
↓ $160,900 from $659,900
Est. payment $2,209/moCalculate yours
1427 Spar Lake Road, Minden Hills, ON K0M 2K0
Lutterworth, Minden Hills, ON K0M 2K0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Century 21 Granite Realty Group Inc. MLS® X13413722
About this home
Rare Spar Lake waterfront opportunity! Enjoy approximately 320 feet of private shoreline, on crystal-clear, spring-fed waters, with almost 2 acres of privacy and loads of natural beauty. Spar Lake is a motor restricted lake to under 9.9HP. which only adds to the peace and serenity it offers. Great for young families and nature lovers of all kinds. The lake is excellent, for fishing (bass, trout) as well paddling and swimming! The waterfront features the best of both worlds with a sandy shallow entry to wade in or jump off the end of the dock into deep water. The spacious 3-bedroom seasonal cottage offers a comfortable kitchen, cozy family room, and stunning lake views throughout. Enjoy it today as a turnkey retreat, or unlock its full potential with renovations, upgrades, or future plans. With pristine water, expansive frontage, and an incredible setting, this is a property that’s becoming increasingly difficult to find. Just minutes from Minden and only a couple of hours north of the GTA, this is a waterfront opportunity worth viewing!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Exposed Rock, None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Aluminum Siding, Wood
- Foundation
- Block, Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 320 x 150 Feet
- Parking
- None garage · 5 total
- Zoning
- SR2
Financial
- Property Taxes
- $1,718 (2026)
Location
- Neighbourhood
- Lutterworth
- Cross Street
- Clear Lake Road / Buller Road
- Direction Faces
- East
Listing
- MLS® Number
- X13413722
- Days on Market
- 132
- Listed On
- 2026-06-08
- Possession
- Flexible
- Listed By
- Century 21 Granite Realty Group Inc.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater
Property
- Beach
- Campground
- Lake/Pond
- Waterfront
Pool
- None
- Included
- appliances, furnishings, paddle boats, and shed contents all items as viewed, aside from listed exclusions.
- Excluded
- Tin boat and motor, all ladders, painting in primary bedroom, tapestry and painting in family room. VCR and DVD player.
- Rental items
- hot water tank, Reliance
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $143
- Condo fees
- $0
- Estimated monthly cost
- $2,353
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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