Gurvinder Nokwal REALTOR®
For Sale Detached 132 days on market

$499,000 ↓ $160,900 from $659,900

Est. payment $2,209/moCalculate yours

1427 Spar Lake Road, Minden Hills, ON K0M 2K0

Lutterworth, Minden Hills, ON K0M 2K0

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Century 21 Granite Realty Group Inc. MLS® X13413722

About this home

Rare Spar Lake waterfront opportunity! Enjoy approximately 320 feet of private shoreline, on crystal-clear, spring-fed waters, with almost 2 acres of privacy and loads of natural beauty. Spar Lake is a motor restricted lake to under 9.9HP. which only adds to the peace and serenity it offers. Great for young families and nature lovers of all kinds. The lake is excellent, for fishing (bass, trout) as well paddling and swimming! The waterfront features the best of both worlds with a sandy shallow entry to wade in or jump off the end of the dock into deep water. The spacious 3-bedroom seasonal cottage offers a comfortable kitchen, cozy family room, and stunning lake views throughout. Enjoy it today as a turnkey retreat, or unlock its full potential with renovations, upgrades, or future plans. With pristine water, expansive frontage, and an incredible setting, this is a property that’s becoming increasingly difficult to find. Just minutes from Minden and only a couple of hours north of the GTA, this is a waterfront opportunity worth viewing!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Crawl Space, Exposed Rock, None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Aluminum Siding, Wood
Foundation
Block, Concrete Block, Piers
Roof
Metal
Water
Other
Sewer
Holding Tank

Lot & Parking

Lot Size
320 x 150 Feet
Parking
None garage · 5 total
Zoning
SR2

Financial

Property Taxes
$1,718 (2026)

Location

Neighbourhood
Lutterworth
Cross Street
Clear Lake Road / Buller Road
Direction Faces
East

Listing

MLS® Number
X13413722
Days on Market
132
Listed On
2026-06-08
Possession
Flexible
Listed By
Century 21 Granite Realty Group Inc.

Rooms

Room Level Dimensions
Bathroom Main 6′ 2″ × 6′ 0″
Sunroom Main 19′ 9″ × 9′ 11″
Family Room Main 15′ 9″ × 10′ 5″
Foyer Main 9′ 4″ × 6′ 7″
Living Room Main 15′ 4″ × 10′ 11″
Bedroom 3 Main 8′ 4″ × 7′ 7″
Bedroom 2 Main 8′ 4″ × 7′ 6″
Primary Bedroom Main 11′ 7″ × 6′ 8″
Kitchen Main 12′ 5″ × 11′ 9″

Features

Interior

  • Primary Bedroom - Main Floor
  • Water Heater

Property

  • Beach
  • Campground
  • Lake/Pond
  • Waterfront

Pool

  • None
Included
appliances, furnishings, paddle boats, and shed contents all items as viewed, aside from listed exclusions.
Excluded
Tin boat and motor, all ladders, painting in primary bedroom, tapestry and painting in family room. VCR and DVD player.
Rental items
hot water tank, Reliance

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$143
Estimated monthly cost
$2,353

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1427 Spar Lake Road, Minden Hills, ON K0M 2K0 Lutterworth, Minden Hills, ON K0M 2K0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 1427 Spar Lake Road, Minden Hills, ON K0M 2K0
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