$1,090,970
Est. payment $4,831/moCalculate yours
1449 Champlain Road, Tiny, ON L9M 0C1
Rural Tiny, Tiny, ON L9M 0C1
- 4 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® S13737160
About this home
4-SEASON GEORGIAN BAY LIVING WITH 102 FT OF SANDY SHORELINE, A DETACHED GARAGE, GUEST BUNKIE, & BOAT LAUNCH! Your search for the quintessential Georgian Bay lifestyle ends here, with 102 feet of sandy shoreline, a 100-foot removable dock, a private boat launch, long summer days on the water, holiday weekends with a full house, and enough room for everyone to stay over. Set on just under half an acre, tucked back from the road, and framed by mature trees, this 4-season waterfront property includes a flagstone walkway, driveway parking for 8+ vehicles, a detached heated 2-car garage with laundry, and an attached heated and insulated bunkie featuring a large bedroom with a gas fireplace and a full bathroom for guests. The main cottage is full of charm, with warm wood finishes, vaulted ceilings, pot lights, radiant in-floor heat, a gas fireplace, multiple walkouts to the massive back deck, and big bay-facing windows that keep Georgian Bay front and centre from multiple rooms. White cabinetry brightens the kitchen, peninsula seating keeps the space connected, and the open-concept layout makes it easy to shift from quiet mornings to a house full of family and friends. Three bedrooms, a 4-piece bathroom, and a loft area for additional sleeping space give the cottage excellent flexibility, while the turn-key furnished interior means you can begin enjoying it right away. Tankless hot water heaters and UV filter systems in both the cottage and garage add another practical layer to the property. Spend your mornings exploring nearby trails, beaches, and Awenda Provincial Park, with Penetanguishene about a 15-minute drive away and Midland approximately 20 minutes away for shopping, dining, daily essentials, and the hospital. Whether you want a quieter year-round escape or a waterfront property that fills up fast on summer weekends, this #HomeToStay has the shoreline, guest space, and flexibility to do both well.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 102.05 x 249.22 Feet
- Parking
- Detached garage · 10 total
- Zoning
- SR
Financial
- Property Taxes
- $3,941 (2025)
Location
- Neighbourhood
- Rural Tiny
- Cross Street
- Concession Rd 17 E/Champlain Rd
- Direction Faces
- East
Listing
- MLS® Number
- S13737160
- Days on Market
- 46
- Listed On
- 2026-09-02
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms
Features
Interior
- On Demand Water Heater
- Primary Bedroom - Main Floor
Property
- Beach
- Lake Access
- Lake/Pond
- Marina
- Waterfront
Pool
- None
- Included
- Fridge, Stove Washer, Dryer, Pool Table & Accessories, Window Coverings, Light Fixtures, Existing Linens, Existing Furniture, Existing Decor, Existing Kitchenware & Art, Yard Tools & Equipment, Lawn Mower, Snowblower, & Garage Door Openers x2.
- Excluded
- Some Personal Tools.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$4,831 per month
- Principal and interest
- $4,831
- Property tax
- $328
- Condo fees
- $0
- Estimated monthly cost
- $5,159
Your mortgage
- Mortgage amount
- $872,776
- Mortgage insurance
- Not needed
- Interest over 25 years
- $576,398
Cash to close
- Down payment
- $218,194
- Land transfer tax
- $18,294
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $236,488
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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