$449,000
Est. payment $1,988/moCalculate yours
145 Columbia Street W 133, Waterloo, ON N2L 0K7
Waterloo, ON N2L 0K7
- 2 Beds
- 1 Baths
- 600 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13761408
About this home
Excellent opportunity to own a modern, fully furnished ground-floor condominium with direct exterior access and a walk-out to the terrace, offering the added convenience of entering and exiting the suite without having to use the building lobby or elevator. This thoughtfully designed 2-bedroom, 1-bathroom suite offers a functional layout with two spacious bedrooms, each featuring a large window, built-in desk and chair, bed with mattress, and generous closet space-ideal for students, professionals or investors.The open-concept kitchen is beautifully appointed with granite countertops, stylish backsplash, stainless steel appliances, built-in microwave, dishwasher, ample cabinetry and a centre island with seating for two. The bright living area comes fully furnished with a sofa, coffee table, TV and more.Residents enjoy an impressive selection of amenities, including a fully equipped fitness centre, yoga studio, business lounge, media room, multimedia theatre, games room with billiards, ping pong and arcade games, plus a rooftop terrace with panoramic city views.Conveniently located within walking distance of Wilfrid Laurier University, with the University of Waterloo nearby, and close to shopping, restaurants, public transit and major routes.Whether you’re an investor looking for a turnkey, fully furnished rental property or a buyer seeking a stylish, low-maintenance home, this ground-floor suite offers a compelling combination of direct terrace access, excellent amenities, included furnishings and a prime Waterloo location. Pictures taken prior to current tenant possession.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Multi-Level
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 600 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Concrete
Lot & Parking
- Parking
- None garage
- Zoning
- MU25
Financial
- Property Taxes
- $3,288 (2026)
- Condo Fee
- $338/mo
- Fee Includes
- Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Cross Street
- Columbia St & Philip St
Listing
- MLS® Number
- X13761408
- Days on Market
- 39
- Listed On
- 2026-09-09
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Carpet Free
- Separate Hydro Meter
Property
- Clear View
- Public Transit
- School Bus Route
Amenities
- Concierge
- Elevator
- Exercise Room
- Game Room
- Gym
- Included
- Fridge, stove, built-in microwave, dishwasher, washer, dryer, all existing ELFs, all existing window coverings, sofa, coffee table, TV & TV stand, kitchen island with 2 bar stools, 2 beds with mattresses, 2 built-in desks, 2 desk chairs, and all existing furnishings current in the unit.
- Excluded
- Tenants belonging
Mortgage calculator
Estimated mortgage payment
$1,988 per month
- Principal and interest
- $1,988
- Property tax
- $274
- Condo fees
- $338
- Estimated monthly cost
- $2,600
Your mortgage
- Mortgage amount
- $359,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,222
Cash to close
- Down payment
- $89,800
- Land transfer tax
- $5,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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