$435,500
Est. payment $1,928/moCalculate yours
145 Columbia Street W 522, Waterloo, ON N2L 0K7
Waterloo, ON N2L 0K7
- 1 + 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE MLS® X13830588
About this home
Welcome to Unit 522 at 145 Columbia Street West, ideally located in the heart of Waterloo’s highly sought-after university district.This is an opportunity to own a property in a location where convenience and rental demand come together. With the University of Waterloo and Wilfrid Laurier University nearby, residents have easy access to campus, transit, restaurants, cafés, shopping, and everyday amenities.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 500 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Apartment
Building & Systems
- Heating
- Forced Air (Ground Source)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $3,182 (2025)
- Condo Fee
- $275/mo
- Fee Includes
- Building Insurance Included
- Pets
- No
Location
- Cross Street
- Phillip St
Listing
- MLS® Number
- X13830588
- Days on Market
- 24
- Listed On
- 2026-09-24
- Listed By
- COLDWELL BANKER THE REAL ESTATE CENTRE
Features
Interior
- None
- Included
- Coffee Table, TV(2), Side Tables(2), Bar Stools, Desk/Shelving Unit(2), Built-In Closets, & Window Coverings,
Mortgage calculator
Estimated mortgage payment
$1,928 per month
- Principal and interest
- $1,928
- Property tax
- $265
- Condo fees
- $275
- Estimated monthly cost
- $2,468
Your mortgage
- Mortgage amount
- $348,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $230,090
Cash to close
- Down payment
- $87,100
- Land transfer tax
- $5,185
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $92,285
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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