$715,000
↓ $15,000 from $730,000
Est. payment $3,166/moCalculate yours
145 Spencer Avenue, Lucan Biddulph, ON N0M 2J0
Lucan, Lucan Biddulph, ON N0M 2J0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of COMFREE MLS® X13727566
About this home
Beautiful all-brick bungalow located just 15 minutes north of London in the sought-after Olde Clover neighbourhood. Formerly a model home, this 3-bedroom, 2-full-bathroom property features numerous upgrades and thoughtful finishes throughout, including granite countertops, custom blinds, a tray ceiling, rounded corners, and kitchen cabinetry with crown moulding extending to the ceiling. The unfinished basement offers excellent future potential with a large egress window, bathroom rough-in, framed and insulated walls, and two spacious cold/storage rooms. Outside, the home features a custom private rear deck measuring 15.6 x 24 ft and a unique covered front porch, providing comfortable spaces for relaxing or entertaining, all within a welcoming small-town setting close to local amenities.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58.65 x 128.38 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $4,306 (2026)
Location
- Neighbourhood
- Lucan
- Cross Street
- Spencer Ave & Wellington ST
- Direction Faces
- North
Listing
- MLS® Number
- X13727566
- Days on Market
- 48
- Listed On
- 2026-08-31
- Possession
- Flexible
- Listed By
- COMFREE
Rooms
Features
Interior
- Auto Garage Door Remote
Property
- Park
- Hospital
- School
- School Bus Route
- Golf
- Rec./Commun.Centre
Pool
- None
- Included
- dishwasher, dryer, microwave, rangehood, refrigerator, stove, washer
- Excluded
- dining room light & small magnifying mirror in the ensuite - will be replaced
Mortgage calculator
Estimated mortgage payment
$3,166 per month
- Principal and interest
- $3,166
- Property tax
- $359
- Condo fees
- $0
- Estimated monthly cost
- $3,525
Your mortgage
- Mortgage amount
- $572,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $377,760
Cash to close
- Down payment
- $143,000
- Land transfer tax
- $10,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $153,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.