$1,099,000
Est. payment $4,866/moCalculate yours
146 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 1 Beds
- 4 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13501396
About this home
Prime Niagara-on-the-Lake (St. David’s)! A rare opportunity to own a beautifully updated home on an impressive 103 ft x 180 ft lot in one of NOTL’s most desirable neighbourhoods. This bright and welcoming 4 bedroom, 3.5 bathroom residence offers over 2,500 sq ft of finished living space, featuring large windows that flood the home with natural light and warmth throughout.Currently operating as a licensed Airbnb, this property provides excellent potential for investors or buyers seeking a turnkey short-term rental in a world-class destination.Extensive upgrades include new asphalt driveway (2021), garage concrete pad (2021), garage door, new windows (2021), stucco exterior (2021), and a 200-amp electrical panel. The kitchen and bathrooms were refreshed (2021), complemented by a complete set of newer kitchen appliances. Major mechanical improvements include an owned hot water tank (2023) and owned heat pump (2023).Step outside to enjoy a large inground pool, perfect for summer entertaining and relaxing. Pool updates include a repainted pool, new piping, and new skimmer (2024).Enjoy the convenience of a double car garage plus 6 additional parking spaces (8 total). The outdoor setting is low-maintenance and offers beautiful open neighbourhood views. The spacious primary bedroom features a 3-piece ensuite and a private balcony overlooking the clear view-perfect for morning coffee or evening relaxation.Just minutes to award-winning wineries, golf, and the charm of historic Niagara-on-the-Lake.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit 4
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Walk-Out, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 102.9 x 180.1 Feet
- Parking
- Attached garage · 8 total
- Zoning
- R1
Financial
- Property Taxes
- $4,410 (2025)
Location
- Neighbourhood
- 105 - St. Davids
- Cross Street
- York Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13501396
- Days on Market
- 114
- Listed On
- 2026-06-26
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Heater Owned
- In-Law Capability
- Water Meter
Pool
- Inground
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$4,866 per month
- Principal and interest
- $4,866
- Property tax
- $367
- Condo fees
- $0
- Estimated monthly cost
- $5,234
Your mortgage
- Mortgage amount
- $879,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $580,640
Cash to close
- Down payment
- $219,800
- Land transfer tax
- $18,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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