Gurvinder Nokwal REALTOR®
For Sale Detached 114 days on market

$1,099,000

Est. payment $4,866/moCalculate yours

146 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0

105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J0

  • 3 + 1 Beds
  • 4 Baths
  • 2 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13501396

About this home

Prime Niagara-on-the-Lake (St. David’s)! A rare opportunity to own a beautifully updated home on an impressive 103 ft x 180 ft lot in one of NOTL’s most desirable neighbourhoods. This bright and welcoming 4 bedroom, 3.5 bathroom residence offers over 2,500 sq ft of finished living space, featuring large windows that flood the home with natural light and warmth throughout.Currently operating as a licensed Airbnb, this property provides excellent potential for investors or buyers seeking a turnkey short-term rental in a world-class destination.Extensive upgrades include new asphalt driveway (2021), garage concrete pad (2021), garage door, new windows (2021), stucco exterior (2021), and a 200-amp electrical panel. The kitchen and bathrooms were refreshed (2021), complemented by a complete set of newer kitchen appliances. Major mechanical improvements include an owned hot water tank (2023) and owned heat pump (2023).Step outside to enjoy a large inground pool, perfect for summer entertaining and relaxing. Pool updates include a repainted pool, new piping, and new skimmer (2024).Enjoy the convenience of a double car garage plus 6 additional parking spaces (8 total). The outdoor setting is low-maintenance and offers beautiful open neighbourhood views. The spacious primary bedroom features a 3-piece ensuite and a private balcony overlooking the clear view-perfect for morning coffee or evening relaxation.Just minutes to award-winning wineries, golf, and the charm of historic Niagara-on-the-Lake.

Property details

Overview

Property Type
Detached
Style
Sidesplit 4
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
4
Kitchens
1
Basement
Full, Walk-Out, Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Stucco (Plaster), Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
102.9 x 180.1 Feet
Parking
Attached garage · 8 total
Zoning
R1

Financial

Property Taxes
$4,410 (2025)

Location

Neighbourhood
105 - St. Davids
Cross Street
York Rd
Direction Faces
West

Listing

MLS® Number
X13501396
Days on Market
114
Listed On
2026-06-26
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Kitchen Main 10′ 10″ × 10′ 10″
Bathroom Second -
Primary Bedroom Second 19′ 0″ × 11′ 10″
Bedroom 2 Second 10′ 10″ × 8′ 10″
Living Room Main 18′ 1″ × 13′ 9″
Great Room Basement 31′ 10″ × 10′ 10″
Bedroom 3 Second 10′ 10″ × 15′ 1″
Bedroom 4 Basement 11′ 10″ × 8′ 10″
Bathroom Basement -
Dining Room Main 21′ 0″ × 10′ 10″
Bathroom Second -
Family Room Lower 23′ 0″ × 10′ 10″
Bathroom Main -

Features

Interior

  • Auto Garage Door Remote
  • Water Heater Owned
  • In-Law Capability
  • Water Meter

Pool

  • Inground
Included
Fridge, Stove, Dishwasher, Washer, Dryer, Hot Water Heater

Mortgage calculator

Minimum for this price: $84,900 (7.73%)

Amortization, years

Estimated mortgage payment

$4,866 per month

Principal and interest
$4,866
Property tax
$367
Estimated monthly cost
$5,234

Your mortgage

Mortgage amount
$879,200
Mortgage insurance
Not needed
Interest over 25 years
$580,640

Cash to close

Down payment
$219,800
Land transfer tax
$18,455
Total, before legal fees
$238,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

146 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0 105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,099,000 146 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
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