$399,900
Est. payment $1,771/moCalculate yours
148 Main Street, West Elgin, ON N0L 2P0
West Lorne, West Elgin, ON N0L 2P0
- 3 Beds
- 1 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of BLUE FOREST REALTY INC. MLS® X13731424
About this home
Welcome to the heart of West Lorne - just steps to the fire hall, local shops, restaurants, parks, and walking trails, with quick access to Highway 401 for an easy commute. Situated on a generous 66 x 132 ft lot, this charming 3-bedroom, 1-bath bungalow offers comfortable single-floor living - ideal for first-time buyers or downsizers seeking small-town charm and everyday convenience. Inside, you’ll find a spacious living room filled with natural light and a dedicated space for a dining room, creating a functional layout for both everyday living and entertaining. A bright 3-season sunroom adds bonus square footage and is perfect for morning coffee or relaxing evenings in spring and fall. An attached garage - a rare find in this price point - adds valuable storage, parking, and functionality, with convenient interior access. From the garage, patio doors lead to the fully fenced backyard (2021), offering a private space ideal for kids, pets, or summer gatherings. The adorable blue kitchen features stainless steel appliances, a gas stove, dishwasher (2023), and a brand-new fridge (2025). The thoughtful layout places the primary bedroom near the bathroom, with two additional bedrooms perfect for children, guests, or a home office. A cozy alcove offers flexible space for a reading nook or desk. With the entry and utility area located beside the existing bathroom, there may also be potential to add a convenient powder room for added functionality (buyer to verify). Key updates include windows (2020), roof (2019), insulated and sealed crawl space (2021), washer and dryer (2024), owned hot water tank (2025), and furnace & A/C (2024, currently rentals). Gas BBQ hookup included. West Lorne offers friendly small-town living just 35 minutes to London and Chatham - the perfect balance of peace and accessibility. Some photos are virtually staged.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- Attached garage · 2 total
- Zoning
- R1
Financial
- Property Taxes
- $1,797 (2025)
Location
- Neighbourhood
- West Lorne
- Cross Street
- MAIN & ARGYLE
- Direction Faces
- North
Listing
- MLS® Number
- X13731424
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- 60-89 DAYS
- Listed By
- BLUE FOREST REALTY INC.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- REFRIGERATOR; STOVE; WASHER; DRYER; White Ikea storage units in the master and nursery (optional), mudroom bench (optional)
- Rental items
- FURNACE; AIR CONDITIONER;
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $150
- Condo fees
- $0
- Estimated monthly cost
- $1,920
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.