Gurvinder Nokwal REALTOR®
For Sale Detached 166 days on market

$492,000 ↓ $18,000 from $510,000

Est. payment $2,178/moCalculate yours

155 1/2 Lake Street, St. Catharines, ON L2R 5Y5

451 - Downtown, St. Catharines, ON L2R 5Y5

  • 2 + 1 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC. MLS® X13085360

About this home

ATTENTION INVESTORS! Centrally located duplex in the heart of downtown St. Catharines, ideally situated along a bus route and close to all amenities. This well-maintained property features two self-contained units, both currently rented, with the main floor generating $1,775/month and the upper unit $1,200/month. The upper unit offers a bright open-concept layout with a den and full bathroom, tastefully renovated in 2018. Notable updates include a new furnace (2023), new upper AC unit (2023), roof replacement (2019), basement spray foam insulation (2018), and exterior painting (2021). The basement provides shared laundry facilities for both units along with additional storage space. With both units tenanted, this property offers immediate rental income and an attractive opportunity for investors looking to add a centrally located income property to their portfolio.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Size
1,100 sqft

Interior

Bedrooms
2 + 1
Bathrooms
2
Kitchens
2
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Metal/Steel Siding, Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
33 x 103.2 Feet
Parking
None garage · 1 total
Zoning
R3

Financial

Property Taxes
$3,020 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
DUFFERIN ST/LAKE ST
Direction Faces
West

Listing

MLS® Number
X13085360
Days on Market
166
Listed On
2026-05-05
Listed By
SUTTON GROUP - SUMMIT REALTY INC.

Rooms

Room Level Dimensions
Kitchen Second 9′ 0″ × 8′ 0″
Living Room Main 23′ 0″ × 11′ 0″
Primary Bedroom Main 18′ 0″ × 10′ 0″
Den Second 11′ 0″ × 10′ 0″
Kitchen Main 16′ 0″ × 11′ 0″
Living Room Second 18′ 0″ × 13′ 0″
Laundry Basement -
Bedroom Main 10′ 0″ × 8′ 0″

Features

Interior

  • Upgraded Insulation

Pool

  • None
Included
2 FRIDGES, 2 STOVES, 2 MICROWAVES, WASHER AND DRYER, ALL ELFS
Excluded
ALL TENANTS BELONGINGS
Rental items
WATER TANK

Mortgage calculator

Minimum for this price: $24,600 (5%)

Amortization, years

Estimated mortgage payment

$2,178 per month

Principal and interest
$2,178
Property tax
$252
Estimated monthly cost
$2,430

Your mortgage

Mortgage amount
$393,600
Mortgage insurance
Not needed
Interest over 25 years
$259,941

Cash to close

Down payment
$98,400
Land transfer tax
$6,315
Total, before legal fees
$104,715
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

155 1/2 Lake Street, St. Catharines, ON L2R 5Y5 451 - Downtown, St. Catharines, ON L2R 5Y5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$492,000 155 1/2 Lake Street, St. Catharines, ON L2R 5Y5
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