$439,000
↓ $46,000 from $485,000
Est. payment $1,944/moCalculate yours
156 Ponacka Road, Hastings Highlands, ON K0L 1C0
Herschel Ward, Hastings Highlands, ON K0L 1C0
- 3 Beds
- 1 Baths
Listing courtesy of Reva Realty Inc. MLS® X13125030
About this home
156 Ponacka Road - Step back in time with this cherished 1926 traditional cottage, family owned for generations and set on 251 feet of pristine West Bay shoreline on Baptiste Lake. Classic Canadian in every sense, the property offers panoramic views of the lake and forest, perfect swimming, and a choice of sun or shade. Three bedrooms, a deck, a dock, and a canopy of mature trees create a private and timeless setting, with four-season road access providing a front row seat to the changing seasons. Continue cottage life exactly as it has been lived and loved, or bring your vision and build your dream home on one of Bancroft’s most desirable shorelines. This is a rare opportunity to own a piece of history and to make it your own.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 100+
- Size
- < 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Other)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 251 x 92 Feet
- Parking
- None garage · 3 total
- Zoning
- Sr
Financial
- Property Taxes
- $4,226 (2026)
Location
- Neighbourhood
- Herschel Ward
- Cross Street
- South Baptiste and Clarke Road
- Direction Faces
- East
Listing
- MLS® Number
- X13125030
- Days on Market
- 158
- Listed On
- 2026-05-13
- Possession
- Flexible
- Listed By
- Reva Realty Inc.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater
Property
- Golf
- Hospital
- Lake/Pond
- Library
- Marina
- Waterfront
Pool
- None
- Included
- Appliances, Beds, Chairs, Table, Paddleboat, Dock, Outdoor furniture,
- Excluded
- Canoes, Boat Toys
- Rental items
- Water Heater - Reliance
Mortgage calculator
Estimated mortgage payment
$1,944 per month
- Principal and interest
- $1,944
- Property tax
- $352
- Condo fees
- $0
- Estimated monthly cost
- $2,296
Your mortgage
- Mortgage amount
- $351,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $231,939
Cash to close
- Down payment
- $87,800
- Land transfer tax
- $5,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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