$460,000
↓ $20,000 from $480,000
Est. payment $2,037/moCalculate yours
158 James Street N, St. Marys, ON N4X 1B3
St. Marys, St. Marys, ON N4X 1B3
- 4 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX A-B Realty Ltd MLS® X13770532
About this home
Affordable first home or family-friendly property! This charming 4-bedroom home offers more space than you might expect, with three bedrooms upstairs and a fourth bedroom conveniently located on the main floor. The main level features a spacious living room, eat-in kitchen, updated 4-piece bathroom and a generous entryway/laundry area. Outside, enjoy the covered rear deck and private backyard, while the board-and-batten-style siding adds a warm, cottage-inspired feel. Exterior updates include the fence, metal roof, soffit and fascia, offering low-maintenance living. A great opportunity for first-time buyers, families or anyone looking for an affordable home with room to grow. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 9
- Basement
- Unfinished, Partial Basement
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 107 Feet
- Parking
- None garage · 4 total
- Zoning
- R-2-1
Financial
- Property Taxes
- $3,522 (2025)
Location
- Neighbourhood
- St. Marys
- Cross Street
- Widder Street and Egan Ave
- Direction Faces
- West
Listing
- MLS® Number
- X13770532
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- Flexible
- Listed By
- RE/MAX A-B Realty Ltd
Rooms
Features
Interior
- Water Heater Owned
- Water Softener
Pool
- None
- Included
- Fridge, stove, washer, dryer, dishwasher, existing window coverings and light fixtures
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,037 per month
- Principal and interest
- $2,037
- Property tax
- $294
- Condo fees
- $0
- Estimated monthly cost
- $2,330
Your mortgage
- Mortgage amount
- $368,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $243,034
Cash to close
- Down payment
- $92,000
- Land transfer tax
- $5,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.