$524,900
Est. payment $2,324/moCalculate yours
16 Hummingbird Lane, Kawartha Lakes, ON L0K 1B0
Carden, Kawartha Lakes, ON L0K 1B0
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX COUNTRY LAKES REALTY INC. MLS® X13546036
About this home
Welcome to this spacious 3+1 bedroom home offering over 80 feet of southern-exposure waterfront on beautiful Canal Lake. Tucked away on a quiet dead-end street with minimal traffic, this property is the perfect place to enjoy peaceful waterfront living year-round. The bright, open-concept main level features kitchen, living and dining area with cathedral ceilings and a walkout to a large wrap-around deck overlooking the water-an ideal setting for entertaining or simply relaxing with your morning coffee. Three bedrooms and a 4-piece bathroom complete the upper level. The fully finished lower level offers exceptional flexibility with a self-contained apartment or in-law suite featuring its own kitchen, living room with propane fireplace, 4-piece bathroom, above-grade windows, separate entrance with walkout to a covered patio, and shared laundry facilities. Whether you’re accommodating extended family or looking to generate additional income, the home offers excellent potential for two separate living spaces or rental opportunities. Outside, enjoy over 80 feet of shoreline with a floating dock and a gradual, wade-in waterfront that’s perfect for launching a canoe or kayak, and enjoying the southern exposure. The waterfront is best suited for smaller boats, as access to the main lake is limited by a low-clearance bridge, providing a quieter and more peaceful boating environment. Additional features include a drilled well, full septic system, electric base board heating on the main level, propane wall furnace and propane fireplace in the lower level, and plenty of outdoor space to enjoy the waterfront lifestyle.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Finished with Walk-Out, Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 80.54 x 252.03 Feet
- Parking
- None garage · 4 total
- Zoning
- RR2
Financial
- Property Taxes
- $3,457 (2025)
Location
- Neighbourhood
- Carden
- Cross Street
- Rohallion & Centennial Park
- Direction Faces
- North
Listing
- MLS® Number
- X13546036
- Days on Market
- 101
- Listed On
- 2026-07-09
- Possession
- Immediate
- Listed By
- RE/MAX COUNTRY LAKES REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Clear View
- Cul de Sac/Dead End
- Golf
- Lake/Pond
- School Bus Route
- Waterfront
Pool
- None
- Included
- 2 x Fridge, 2 x Stove, All Window Coverings.
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$2,324 per month
- Principal and interest
- $2,324
- Property tax
- $288
- Condo fees
- $0
- Estimated monthly cost
- $2,612
Your mortgage
- Mortgage amount
- $419,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $277,323
Cash to close
- Down payment
- $104,980
- Land transfer tax
- $6,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $111,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.