$1,299,000
Est. payment $5,752/moCalculate yours
1606 Concession 4 Road, Niagara-on-the-Lake, ON L0S 1J0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1J0
- 3 Beds
- 4 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® X13707588
About this home
Welcome to 1606 Concession 4 Rd. In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for. Sitting only a stones throw from Old Town, Niagara on the Lake where the world class wineries, quaint shops and incredible parks along the lake can fill your days with wonder. The main floor takes your breath away the moment you enter when you are met with soaring high ceilings and a showstopping spiral staircase. The newer kitchen is the immaculate hub of the family focused main floor. Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before. A second living space is on this floor as well. Heading up the gorgeous staircase your private time is valued in the 3 large bedrooms. The primary suite is the jewel of the 2nd floor with a walk-in closet and ensuite oasis that features double sinks, a large soaker tub and a walk out to a new glass balcony that completes your relaxation time overlooking your dream backyard. Entertaining is a breeze when you couple the completely finished basement, that offers a large rec room, cold cellar wine room, office and 3 pc bathroom, with the large wooden deck built only 2 years ago and fully fenced park like backyard, the picture of the lifestyle you’ve always desired becomes reality. Some updates include A/C 2025, Furnace 2018, Roof 2021 and so many others, this home is everything you could’ve dreamed of! See for yourself!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.37 x 190.11 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $6,574 (2025)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Line 1 Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13707588
- Days on Market
- 55
- Listed On
- 2026-08-24
- Possession
- TBD
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Other
Property
- Park
- Rec./Commun.Centre
Pool
- None
- Included
- Dishwasher, Dryer, Garage Door Opener, Microwave, Range Hood, Refrigerator, Stove, Washer, all ELFs, window coverings
- Excluded
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$5,752 per month
- Principal and interest
- $5,752
- Property tax
- $548
- Condo fees
- $0
- Estimated monthly cost
- $6,300
Your mortgage
- Mortgage amount
- $1,039,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,307
Cash to close
- Down payment
- $259,800
- Land transfer tax
- $22,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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