$949,900
Est. payment $4,206/moCalculate yours
163 John Street S, Minto, ON N0G 1Z0
Minto, Minto, ON N0G 1Z0
- 9 Beds
- 5 Baths
- 1 Garage
- 3,500 Sq Ft
Listing courtesy of RE/MAX Midwestern Realty Inc MLS® X13792728
About this home
Perfect Investment Opportunity - 4-Unit Home on Spacious Lot with Detached Shop! Looking for a great way to enter the real estate market? This 4-unit home offers endless possibilities for investment or multi-family living. Located on a large lot with a detached, heated shop and full water/sewer hookups, this property is a rare find! Property Highlights: Unit 1: 3-bedroom, 1-bath - Spacious and comfortable for owner-occupancy or a long-term tenant. Units 2-4: 2-bedroom, 1-bath each - Ideal for generating steady rental income. Detached Shop: Heated and equipped with water/sewer - perfect for hobbies, extra storage, or a potential workshop. Large Lot: Offers plenty of space for outdoor activities, future development, or additional parking. Whether you’re looking to move in and let the tenants cover your mortgage or bring in family members to share the space and the investment, this property offers flexibility for multi-family living with independence. The extra income from the three 2-bedroom units can help make homeownership more affordable, while still giving everyone their own private space. Options for You: Owner-Occupy: Live in Unit 1 and let the tenants pay the mortgage. Family Investment: Have a family member who wants to buy in with you? Move into 2 units, and let the rest cover the costs. Ideal for Multi-Family Living: Enjoy the independence of separate units while still being close by. This is a fantastic opportunity to create long-term wealth, live affordably, or house extended family - all while enjoying the convenience of a spacious lot and a detached shop with all utilities available!
Property details
Overview
- Property Type
- Fourplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 3,500 sqft
Interior
- Bedrooms
- 9
- Bathrooms
- 5
- Kitchens
- 4
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Baseboard (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 165 x 132 Feet
- Parking
- Detached garage · 7 total
- Zoning
- R1B
Financial
- Property Taxes
- $4,270 (2026)
Location
- Neighbourhood
- Minto
- Cross Street
- Elora St. S.
- Direction Faces
- North
Listing
- MLS® Number
- X13792728
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- flexible
- Listed By
- RE/MAX Midwestern Realty Inc
Features
Interior
- Separate Hydro Meter
Property
- Level
- Library
- School
- Rec./Commun.Centre
Pool
- Community
- Included
- Owner will be willing to negotiate their appliances in the sale
- Excluded
- video cameras, transfer switch on hydro meter, gazebo, hose reel in garage.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$4,206 per month
- Principal and interest
- $4,206
- Property tax
- $356
- Condo fees
- $0
- Estimated monthly cost
- $4,562
Your mortgage
- Mortgage amount
- $759,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $501,866
Cash to close
- Down payment
- $189,980
- Land transfer tax
- $15,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $205,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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